Full_Code_final.ipynb

{"cells":[{"cell_type":"markdown","metadata":{"id":"I1BNKVnBSmr0"},"source":["# 0. Setting"]},{"cell_type":"markdown","metadata":{"id":"VeQPMCONSvuh"},"source":["## A.패키지 설치"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"collapsed":true,"id":"bFtgOAkZS0Fk","outputId":"516de158-20de-4214-951a-8ecfb7ed5b27","executionInfo":{"status":"ok","timestamp":1729034825332,"user_tz":-540,"elapsed":37564,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"output_type":"stream","name":"stdout","text":["Collecting langchain\n","  Downloading langchain-0.3.3-py3-none-any.whl.metadata (7.1 kB)\n","Collecting openai\n","  Downloading openai-1.51.2-py3-none-any.whl.metadata (24 kB)\n","Collecting langchain_upstage\n","  Downloading langchain_upstage-0.3.0-py3-none-any.whl.metadata (3.3 kB)\n","Collecting langchain_core\n","  Downloading langchain_core-0.3.10-py3-none-any.whl.metadata (6.3 kB)\n","Collecting langchain-community\n","  Downloading langchain_community-0.3.2-py3-none-any.whl.metadata (2.8 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pydantic-settings, opentelemetry-semantic-conventions, opentelemetry-instrumentation, onnxruntime, kubernetes, httpx, fastapi, dataclasses-json, tavily-python, opentelemetry-sdk, opentelemetry-instrumentation-asgi, openai, langsmith, opentelemetry-instrumentation-fastapi, opentelemetry-exporter-otlp-proto-grpc, langchain_core, langchain-text-splitters, langchain-openai, chromadb, langchain_upstage, langchain, langchain-community\n","  Attempting uninstall: tenacity\n","    Found existing installation: tenacity 9.0.0\n","    Uninstalling tenacity-9.0.0:\n","      Successfully uninstalled tenacity-9.0.0\n","  Attempting uninstall: importlib-metadata\n","    Found existing installation: importlib_metadata 8.5.0\n","    Uninstalling importlib_metadata-8.5.0:\n","      Successfully uninstalled importlib_metadata-8.5.0\n","  Attempting uninstall: opentelemetry-api\n","    Found existing installation: opentelemetry-api 1.16.0\n","    Uninstalling opentelemetry-api-1.16.0:\n","      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langchain_core-0.3.10 langchain_upstage-0.3.0 langsmith-0.1.135 marshmallow-3.22.0 mmh3-5.0.1 monotonic-1.6 mypy-extensions-1.0.0 onnxruntime-1.19.2 openai-1.51.2 opentelemetry-api-1.27.0 opentelemetry-exporter-otlp-proto-common-1.27.0 opentelemetry-exporter-otlp-proto-grpc-1.27.0 opentelemetry-instrumentation-0.48b0 opentelemetry-instrumentation-asgi-0.48b0 opentelemetry-instrumentation-fastapi-0.48b0 opentelemetry-proto-1.27.0 opentelemetry-sdk-1.27.0 opentelemetry-semantic-conventions-0.48b0 opentelemetry-util-http-0.48b0 orjson-3.10.7 overrides-7.7.0 posthog-3.7.0 pydantic-settings-2.5.2 pypdf-4.3.1 pypika-0.48.9 python-dotenv-1.0.1 requests-toolbelt-1.0.0 starlette-0.40.0 tavily-python-0.5.0 tenacity-8.5.0 tiktoken-0.8.0 typing-inspect-0.9.0 uvicorn-0.32.0 uvloop-0.21.0 watchfiles-0.24.0 websockets-13.1 wikipedia-1.4.0\n"]}],"source":["!pip install langchain openai langchain_upstage langchain_core langchain-community chromadb wikipedia tavily-python"]},{"cell_type":"markdown","metadata":{"id":"dwfapr8pTIn9"},"source":["## B. API 키 및 환경 설정"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"Uxgm2vkBTlTH","outputId":"7768a940-9ace-4166-d82c-57bb06d3becb","executionInfo":{"status":"ok","timestamp":1729034828617,"user_tz":-540,"elapsed":3330,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"name":"stdout","output_type":"stream","text":["Enter your Upstage API key: ··········\n"]}],"source":["import os\n","import getpass\n","\n","# API key 입력\n","if \"UPSTAGE_API_KEY\" not in os.environ:\n","    os.environ[\"UPSTAGE_API_KEY\"] = getpass.getpass(\"Enter your Upstage API key: \")\n","\n","# 한글 텍스트를 다루기 위해 인코딩 환경 변수 설정\n","os.environ[\"PYTHONIOENCODING\"] = \"utf-8\""]},{"cell_type":"markdown","metadata":{"id":"TzRbCabCTyYh"},"source":["## C. 데이터 로드\n","구글 드라이브 환경(마운트 필요)"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"2_f02pxItqF3","outputId":"157343be-ba21-4365-b9aa-f564295bd68f","executionInfo":{"status":"ok","timestamp":1729034851708,"user_tz":-540,"elapsed":23095,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"output_type":"stream","name":"stdout","text":["Mounted at /content/drive\n"]}],"source":["from google.colab import drive\n","drive.mount('/content/drive')"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"FnWrV-qecjl8"},"outputs":[],"source":["import pandas as pd\n","from langchain_upstage import UpstageEmbeddings\n","\n","# 법률 용어, 위험 조항 사례 데이터\n","terms_df = pd.read_csv(\"/content/drive/MyDrive/Colab Notebooks/LLM/terms.csv\")\n","clauses_df = pd.read_csv(\"/content/drive/MyDrive/Colab Notebooks/LLM/조항.csv\")\n","\n","# 임대차 계약 건(clauseField:5)에 대한 데이터 필터링\n","data = clauses_df.copy()[clauses_df.clauseField == 5]\n","\n","# 법률 PDF 파일 경로 지정\n","pdf_files = {\n","    \"근로기준법\": \"/content/drive/MyDrive/Colab Notebooks/LLM/근로기준법(법률)(제18176호)(20211119).pdf\",\n","    \"대리점거래의 공정화에 관한 법률\": \"/content/drive/MyDrive/Colab Notebooks/LLM/대리점거래의 공정화에 관한 법률(법률)(제20239호)(20240807).pdf\",\n","    \"독점규제 및 공정거래에 관한 법률\": \"/content/drive/MyDrive/Colab Notebooks/LLM/독점규제 및 공정거래에 관한 법률(법률)(제20239호)(20240807).pdf\",\n","    \"민법\":\"/content/drive/MyDrive/Colab Notebooks/LLM/민법(법률)(제19409호)(20240517).pdf\",\n","    \"상가건물 임대차보호법\":\"/content/drive/MyDrive/Colab Notebooks/LLM/상가건물 임대차보호법(법률)(제18675호)(20220104).pdf\",\n","    \"상법\":\"/content/drive/MyDrive/Colab Notebooks/LLM/상법(법률)(제17764호)(20201229).pdf\",\n","    \"소비자기본법\":\"/content/drive/MyDrive/Colab Notebooks/LLM/소비자기본법(법률)(제20301호)(20240814).pdf\",\n","    \"약관의 규제에 관한 법률\":\"/content/drive/MyDrive/Colab Notebooks/LLM/약관의 규제에 관한 법률(법률)(제20239호)(20240807).pdf\",\n","    \"여신전문금융업법\":\"/content/drive/MyDrive/Colab Notebooks/LLM/여신전문금융업법(법률)(제19260호)(20230622).pdf\"\n","}\n"]},{"cell_type":"markdown","metadata":{"id":"EM8jc3-MgzjC"},"source":["## D. Vector Stroe 생성 및 로드"]},{"cell_type":"markdown","metadata":{"id":"CP-O44MDhLuc"},"source":["### 법률 데이터 DB"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/","height":277,"referenced_widgets":["96979f3a9490413788247339abd660c1","9897b0ddc8594d67b27b4baf60f59a93","d8e5a42fde9b4ebdb70f08158f53d357","85aa2601d19947bc97ad4cbd0f1b1d2e","bb163a7337cd4eaeba4e7bc54e1657cd","f010dd76ce564b25bf290e12005c655e","2d92f8c53a1f4709b41736a9713871d3","cd3df9f614a34a20b75cdcc15e80e0ab","dc78f0d353024e06b84ae4c1b3cde480","aa4a73178a1a4e08b2e202387b0edcb6","088259b300f347dcafd0a4694e783152","4e56008113d34dabab6ab1b5d7ff841e","d691cbd3b45b44b0b45e69a4a1cd1a84","373c619414004c4aa1483d963f2dfde1","25db5795e9b845c591810900ee4af7c7","41f8e17a8a7049b9a118c158f99655e0","92513ae09aff45e2a357b715ed809c9d","17145927772342bc80a7acac85452b0f","e7e5fb909c2f4408b26bc75f502dba3e","92492bde2b51483c9403467347743041","80aec47ed0e0456aa8f1142e03a8ecba","53f90196fe8c4ebebe44afc2254ff381","de77f5e7e7c843c89cb2bad2852e45e8","97d1f6a3bce54d02a59b9b970c5a32a7","7c2838979b3b46858e5adc35b2fb706c","c8a436cd70f946d9965f08f4dffc5636","87b1ed619ff44369846f1140394d8815","d3ca0ab93e4d410d892a42ea22ae1840","a8d5675f0bf344c9810ef4a6edb2521a","9198d5079ce5470c86c52e396950404a","b6075a6a52cc417cb9528ca95ddef2ba","3c127832c7cf42709fc1e5718ee1e26f","6d11e96159bf4a01a1657f2f0dd47299"]},"id":"gqpQJLSuhHE4","outputId":"2d7bf199-90aa-4925-9eba-0521667f55cc","executionInfo":{"status":"ok","timestamp":1729034873489,"user_tz":-540,"elapsed":13318,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"output_type":"stream","name":"stderr","text":["/usr/local/lib/python3.10/dist-packages/huggingface_hub/utils/_token.py:89: UserWarning: \n","The secret `HF_TOKEN` does not exist in your Colab secrets.\n","To authenticate with the Hugging Face Hub, create a token in your settings tab (https://huggingface.co/settings/tokens), set it as secret in your Google Colab and restart your session.\n","You will be able to reuse this secret in all of your notebooks.\n","Please note that authentication is recommended but still optional to access public models or datasets.\n","  warnings.warn(\n"]},{"output_type":"display_data","data":{"text/plain":["tokenizer_config.json:   0%|          | 0.00/1.41k [00:00<?, ?B/s]"],"application/vnd.jupyter.widget-view+json":{"version_major":2,"version_minor":0,"model_id":"96979f3a9490413788247339abd660c1"}},"metadata":{}},{"output_type":"display_data","data":{"text/plain":["tokenizer.model:   0%|          | 0.00/493k [00:00<?, ?B/s]"],"application/vnd.jupyter.widget-view+json":{"version_major":2,"version_minor":0,"model_id":"4e56008113d34dabab6ab1b5d7ff841e"}},"metadata":{}},{"output_type":"display_data","data":{"text/plain":["tokenizer.json:   0%|          | 0.00/1.80M [00:00<?, ?B/s]"],"application/vnd.jupyter.widget-view+json":{"version_major":2,"version_minor":0,"model_id":"de77f5e7e7c843c89cb2bad2852e45e8"}},"metadata":{}},{"output_type":"stream","name":"stderr","text":["<ipython-input-6-3b11ee10a63c>:17: LangChainDeprecationWarning: The class `Chroma` was deprecated in LangChain 0.2.9 and will be removed in 1.0. An updated version of the class exists in the :class:`~langchain-chroma package and should be used instead. To use it run `pip install -U :class:`~langchain-chroma` and import as `from :class:`~langchain_chroma import Chroma``.\n","  db = Chroma(embedding_function=embeddings, persist_directory=persist_directory)\n"]}],"source":["from transformers import AutoTokenizer\n","from langchain.text_splitter import TokenTextSplitter\n","from langchain_upstage import UpstageEmbeddings\n","from langchain_upstage import UpstageDocumentParseLoader\n","from langchain.vectorstores import Chroma\n","\n","# 임베딩 모델\n","embeddings = UpstageEmbeddings(model=\"solar-embedding-1-large-passage\")\n","\n","# 토크나이저 및 텍스트 스플리터 로드\n","solar_tokenizer = AutoTokenizer.from_pretrained(\"upstage/SOLAR-10.7B-Instruct-v1.0\")\n","token_splitter = TokenTextSplitter.from_huggingface_tokenizer(\n","    solar_tokenizer, chunk_size=1000, chunk_overlap=200)\n","\n","# ChormaDB 생성\n","persist_directory = \"/content/drive/MyDrive/Colab Notebooks/LLM/chroma_db\" # 저장경로\n","db = Chroma(embedding_function=embeddings, persist_directory=persist_directory)\n","\n","## 법률 Document 저장(최초 1회; 재실행X)\n","# docs = []\n","# for file, path in pdf_files.items():\n","#   loader = UpstageDocumentParseLoader(path, ocr=False, coordinates = False) # 경로에 있는 pdf 파일 파싱\n","#   doc = loader.load()\n","#   doc[0].metadata = {\"source\":file} # 메타데이터에 파일명(법률명) 저장\n","#   docs.append(doc[0])\n","\n","# splits = token_splitter.split_documents(docs) # 텍스트 분할\n","# db.add_documents(splits) # 분할된 텍스트 DB에 추가\n","# db.persist() # DB를 경로에 저장\n","\n","# 벡터스토어 로드\n","db = Chroma(embedding_function=embeddings, persist_directory=persist_directory)\n","# VectorStoreRetriever 객체 초기화\n","retriever = db.as_retriever()"]},{"cell_type":"markdown","metadata":{"id":"FAOl2HXDjPDj"},"source":["### 위험 조항 사례 데이터"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"jincwOaoueiR"},"outputs":[],"source":["os.chmod(persist_directory, 0o777)"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"PUdxBGS4jn1D"},"outputs":[],"source":["from langchain.schema import Document\n","\n","# # 위험 조항 Document 저장(최초 1회; 재실행X)\n","# documents = []\n","# for index, row in data.iterrows():\n","#     sentence = row['clauseArticle'].strip()\n","#     documents.append(Document(page_content=sentence, metadata={\"illdcssBasiss\": row['illdcssBasiss'],\n","#                                                                  \"relateLaword\": row['relateLaword']}))\n","#       # content: 위험조항(clauseArticle)/ metadata: 전문가 해석(illdcssBasiss), 법적 근거(relateLaword)\n","\n","# # ChormaDB 생성\n","persist_directory = \"/content/drive/MyDrive/Colab Notebooks/LLM/chroma_data\" # 저장경로\n","# vector_store = Chroma.from_documents(documents=documents,\n","#                                      embedding=embeddings,\n","#                                      persist_directory=persist_directory\n","#                                      )\n","\n","# vector_store.persist() # DB를 경로에 저장\n","\n","# 벡터스토어 로드\n","vector_store = Chroma(\n","    persist_directory=persist_directory,\n","    embedding_function=embeddings\n","    )"]},{"cell_type":"markdown","metadata":{"id":"V3XHDgvZloVK"},"source":["# 1. OCR"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"0akrZZsP3sgR"},"outputs":[],"source":["import re\n","from langchain_upstage import ChatUpstage\n","from langchain_core.messages import HumanMessage\n","from flask import Flask, request, jsonify\n","import requests\n","\n","import os\n","import getpass"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"F3LTXHkW4ELL"},"outputs":[],"source":["# OCR API 호출을 통한 문서 텍스트 추출 함수\n","def extract_text_from_document(UPSTAGE_API_KEY, filename):\n","    url = \"https://api.upstage.ai/v1/document-ai/ocr\"\n","    headers = {\"Authorization\": f\"Bearer {UPSTAGE_API_KEY}\"}\n","    files = {\"document\": open(filename, \"rb\")}\n","    response = requests.post(url, headers=headers, files=files)\n","    return response.json()"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"s9iyMbmX4V6V"},"outputs":[],"source":["# OCR 함수 호출\n","filename = \"/content/drive/MyDrive/Colab Notebooks/LLM/부동산계약서_예시_1.png\"\n","#filename = \"/content/drive/MyDrive/24-2 FALL LLM/본선/실제사기계약서.png\"\n","\n","\n","# 환경 변수에서 API 키를 가져옴\n","api_key = os.environ[\"UPSTAGE_API_KEY\"]\n","\n","# OCR 함수 호출 시 api_key 전달\n","ocr_result = extract_text_from_document(api_key, filename)"]},{"cell_type":"code","source":["ocr_result"],"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"aHJ-2X8_dXO6","outputId":"eed02209-af8b-4cc2-b53f-f3c251d74d78","executionInfo":{"status":"ok","timestamp":1729034879778,"user_tz":-540,"elapsed":647,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"execution_count":null,"outputs":[{"output_type":"execute_result","data":{"text/plain":["{'apiVersion': '1.1',\n"," 'confidence': 0.9905,\n"," 'metadata': {'pages': [{'height': 1169, 'page': 1, 'width': 826}]},\n"," 'mimeType': 'multipart/form-data',\n"," 'modelVersion': 'ocr-2.2.1',\n"," 'numBilledPages': 1,\n"," 'pages': [{'confidence': 0.9905,\n","   'height': 1169,\n","   'id': 0,\n","   'text': '부동산임대차계약서 □ 전세 □ 월세 \\n1. 부동산의 표시 임대인과 임차인 쌍방은 아래 표시 부동산에 관하여 다음 계약내용과 같이 임대차계약을 체결한다. \\n소 재 지 서울시 성북구 대학로 123-45 \\n토 지 지 목 대지 면 적 150 m2 \\n건 물 구조·용도 철근 콘크리트 구조 / 주거용 (원룸) 면 적 430 m2 \\n임대할부분 3 층 원룸 면 적 30 m2 \\n2. 계약내용 \\n제 1 조 (목적) 위 부동산의 임대차에 한하여 임대인과 임차인은 합의에 의하여 임차보증금 및 차임을 아래와 같이 지불하기로 한다. \\n보 증 금 금 10,000,000 원정 (₩10,000,000) \\n계 약 금 금 1,000,000 원정은 계약 시에 지불하고 영수함. 영수자(홍길동 인) \\n중 도 금 금 3,000,000 원정은 2024 년 11 월 15 일에 지불하며 \\n잔 금 금 6,000,000 원정은 2024 년 12월 1 일에 지불한다. \\n차 임 월 금 0 원 (전세 계약으로 월세 없음) \\n제 2 조 (존속기간) 임대인은 위 부동산을 임대차 목적대로 사용. 수익할 수 있는 상태로 2024년 12월 1 \\n일까지 임차인에게 인도하며, 임대차 기간은 인도일로부터 2026년 11월 30일까지로 한다. \\n제 3 조 (용도변경 및 전대 등) 임차인은 임대인의 동의없이 위 부동산의 용도나 구조를 변경하거나 \\n전대 · 임차권 양도 또는 담보제공을 하지 못하며 임대차 목적 이외의 용도로 사용할 수 없다. \\n제 4 조 (계약의 해지) 임차인의 차임연체액이 2 기의 차임액에 달하거나 제 3 조를 위반하였을 때 \\n임대인은 즉시 본 계약을 해지 할 수 있다. \\n제 5 조 (계약의 종료) 임대차계약이 종료된 경우에 임차인은 위 부동산을 원상으로 회복하여 \\n임대인에게 반환한다. 이러한 경우 임대인은 보증금을 임차인에게 반환하고, 연체 임대료 또는 \\n손해배상금이 있을 때는 이들을 제하고 그 잔액을 반환한다. \\n제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, \\n임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다. \\n제 6 조(을의 금지행위) 을은 다음 각호의 1 에 해당하는 행위를 하여서는 아니된다. 1. 임대주택법의 \\n규정에 위반하여 임차권을 양도하거나 임대주택을 타인에게 전대하는 행위 \\n제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 \\n그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다. 그리고 계약 \\n당사자는 계약해제에 따른 손해배상을 각각 상대방에 대하여 청구할 수 있다. \\n제 8 조 (임대보증금 및 임대료의 변경) 갑은 제 6 항에 따른 요청이 있은 날부터 7 일 안에 을과 협의를 \\n개시하여야 하며, 정당한 사유 없이 협의를 거부하거나 게을리 하여서는 아니 된다 \\n제 10 조(임대차계약의 해제 및 해지) 을은 아래 각호에 해당하는 경우에 이 계약을 해제 또는 \\n해지하거나 임대차계약의 갱신을 거절할 수 있다. 4. 갑이 이 표준임대차계약서상의 의무를 위반한 \\n경우 \\n제 14 조(기한전 해지) 제 2 항 전항의 해지가 갑에 의하여 받아 들여진 경우 갑은 3 개월분의 임대료를 \\n위약금으로 하고 명도후 30 일 이내에 연체임대료 및 위약금등을 공제한 임대보증금을 반환한다. \\n제 16 조(임대차 등기 등) 제 1 항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 \\n갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 \\n없다 \\n본 계약을 증명하기 위하여 계약 당사자가 이의 없음을 확인하고 각각 서명, 날인 후 임대인, 임차인은 매장마다 간인하여야 하며, 각각 \\n1 통씩 보관한다.',\n","   'width': 826,\n","   'words': 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'(계약의'},\n","    {'boundingBox': {'vertices': [{'x': 202, 'y': 570},\n","       {'x': 237, 'y': 570},\n","       {'x': 237, 'y': 586},\n","       {'x': 202, 'y': 586}]},\n","     'confidence': 0.9932,\n","     'id': 216,\n","     'text': '종료)'},\n","    {'boundingBox': {'vertices': [{'x': 251, 'y': 571},\n","       {'x': 337, 'y': 571},\n","       {'x': 337, 'y': 586},\n","       {'x': 251, 'y': 586}]},\n","     'confidence': 0.9971,\n","     'id': 217,\n","     'text': '임대차계약이'},\n","    {'boundingBox': {'vertices': [{'x': 352, 'y': 571},\n","       {'x': 394, 'y': 571},\n","       {'x': 394, 'y': 585},\n","       {'x': 352, 'y': 585}]},\n","     'confidence': 0.9961,\n","     'id': 218,\n","     'text': '종료된'},\n","    {'boundingBox': {'vertices': [{'x': 409, 'y': 571},\n","       {'x': 452, 'y': 571},\n","       {'x': 452, 'y': 585},\n","       {'x': 409, 'y': 585}]},\n","     'confidence': 0.9972,\n","     'id': 219,\n","     'text': '경우에'},\n","    {'boundingBox': {'vertices': 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'손해배상금이'},\n","    {'boundingBox': {'vertices': [{'x': 178, 'y': 609},\n","       {'x': 206, 'y': 609},\n","       {'x': 206, 'y': 624},\n","       {'x': 178, 'y': 624}]},\n","     'confidence': 0.9969,\n","     'id': 237,\n","     'text': '있을'},\n","    {'boundingBox': {'vertices': [{'x': 214, 'y': 609},\n","       {'x': 242, 'y': 609},\n","       {'x': 242, 'y': 624},\n","       {'x': 214, 'y': 624}]},\n","     'confidence': 0.9928,\n","     'id': 238,\n","     'text': '때는'},\n","    {'boundingBox': {'vertices': [{'x': 251, 'y': 609},\n","       {'x': 294, 'y': 609},\n","       {'x': 294, 'y': 624},\n","       {'x': 251, 'y': 624}]},\n","     'confidence': 0.9951,\n","     'id': 239,\n","     'text': '이들을'},\n","    {'boundingBox': {'vertices': [{'x': 301, 'y': 609},\n","       {'x': 344, 'y': 609},\n","       {'x': 344, 'y': 624},\n","       {'x': 301, 'y': 624}]},\n","     'confidence': 0.9973,\n","     'id': 240,\n","     'text': '제하고'},\n","    {'boundingBox': {'vertices': [{'x': 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'y': 1005},\n","       {'x': 767, 'y': 1016},\n","       {'x': 746, 'y': 1016}]},\n","     'confidence': 0.9841,\n","     'id': 464,\n","     'text': '각각'},\n","    {'boundingBox': {'vertices': [{'x': 59, 'y': 1024},\n","       {'x': 65, 'y': 1024},\n","       {'x': 65, 'y': 1033},\n","       {'x': 59, 'y': 1033}]},\n","     'confidence': 0.991,\n","     'id': 465,\n","     'text': '1'},\n","    {'boundingBox': {'vertices': [{'x': 69, 'y': 1023},\n","       {'x': 90, 'y': 1023},\n","       {'x': 90, 'y': 1034},\n","       {'x': 69, 'y': 1034}]},\n","     'confidence': 0.9609,\n","     'id': 466,\n","     'text': '통씩'},\n","    {'boundingBox': {'vertices': [{'x': 97, 'y': 1023},\n","       {'x': 144, 'y': 1023},\n","       {'x': 144, 'y': 1034},\n","       {'x': 97, 'y': 1034}]},\n","     'confidence': 0.9957,\n","     'id': 467,\n","     'text': '보관한다.'}]}],\n"," 'stored': False,\n"," 'text': '부동산임대차계약서 □ 전세 □ 월세 \\n1. 부동산의 표시 임대인과 임차인 쌍방은 아래 표시 부동산에 관하여 다음 계약내용과 같이 임대차계약을 체결한다. \\n소 재 지 서울시 성북구 대학로 123-45 \\n토 지 지 목 대지 면 적 150 m2 \\n건 물 구조·용도 철근 콘크리트 구조 / 주거용 (원룸) 면 적 430 m2 \\n임대할부분 3 층 원룸 면 적 30 m2 \\n2. 계약내용 \\n제 1 조 (목적) 위 부동산의 임대차에 한하여 임대인과 임차인은 합의에 의하여 임차보증금 및 차임을 아래와 같이 지불하기로 한다. \\n보 증 금 금 10,000,000 원정 (₩10,000,000) \\n계 약 금 금 1,000,000 원정은 계약 시에 지불하고 영수함. 영수자(홍길동 인) \\n중 도 금 금 3,000,000 원정은 2024 년 11 월 15 일에 지불하며 \\n잔 금 금 6,000,000 원정은 2024 년 12월 1 일에 지불한다. \\n차 임 월 금 0 원 (전세 계약으로 월세 없음) \\n제 2 조 (존속기간) 임대인은 위 부동산을 임대차 목적대로 사용. 수익할 수 있는 상태로 2024년 12월 1 \\n일까지 임차인에게 인도하며, 임대차 기간은 인도일로부터 2026년 11월 30일까지로 한다. \\n제 3 조 (용도변경 및 전대 등) 임차인은 임대인의 동의없이 위 부동산의 용도나 구조를 변경하거나 \\n전대 · 임차권 양도 또는 담보제공을 하지 못하며 임대차 목적 이외의 용도로 사용할 수 없다. \\n제 4 조 (계약의 해지) 임차인의 차임연체액이 2 기의 차임액에 달하거나 제 3 조를 위반하였을 때 \\n임대인은 즉시 본 계약을 해지 할 수 있다. \\n제 5 조 (계약의 종료) 임대차계약이 종료된 경우에 임차인은 위 부동산을 원상으로 회복하여 \\n임대인에게 반환한다. 이러한 경우 임대인은 보증금을 임차인에게 반환하고, 연체 임대료 또는 \\n손해배상금이 있을 때는 이들을 제하고 그 잔액을 반환한다. \\n제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, \\n임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다. \\n제 6 조(을의 금지행위) 을은 다음 각호의 1 에 해당하는 행위를 하여서는 아니된다. 1. 임대주택법의 \\n규정에 위반하여 임차권을 양도하거나 임대주택을 타인에게 전대하는 행위 \\n제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 \\n그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다. 그리고 계약 \\n당사자는 계약해제에 따른 손해배상을 각각 상대방에 대하여 청구할 수 있다. \\n제 8 조 (임대보증금 및 임대료의 변경) 갑은 제 6 항에 따른 요청이 있은 날부터 7 일 안에 을과 협의를 \\n개시하여야 하며, 정당한 사유 없이 협의를 거부하거나 게을리 하여서는 아니 된다 \\n제 10 조(임대차계약의 해제 및 해지) 을은 아래 각호에 해당하는 경우에 이 계약을 해제 또는 \\n해지하거나 임대차계약의 갱신을 거절할 수 있다. 4. 갑이 이 표준임대차계약서상의 의무를 위반한 \\n경우 \\n제 14 조(기한전 해지) 제 2 항 전항의 해지가 갑에 의하여 받아 들여진 경우 갑은 3 개월분의 임대료를 \\n위약금으로 하고 명도후 30 일 이내에 연체임대료 및 위약금등을 공제한 임대보증금을 반환한다. \\n제 16 조(임대차 등기 등) 제 1 항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 \\n갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 \\n없다 \\n본 계약을 증명하기 위하여 계약 당사자가 이의 없음을 확인하고 각각 서명, 날인 후 임대인, 임차인은 매장마다 간인하여야 하며, 각각 \\n1 통씩 보관한다.'}"]},"metadata":{},"execution_count":12}]},{"cell_type":"code","execution_count":null,"metadata":{"id":"qEvlhc4c4bam"},"outputs":[],"source":["# ocr_result에서 text만 분리하여 ocr_text로 변경하는 함수\n","def extract_ocr_text(ocr_result):\n","    # ocr_result의 'pages' 필드에서 각 페이지의 'text' 필드만 추출\n","    ocr_text = \" \".join(page['text'] for page in ocr_result['pages'])\n","    return ocr_text\n","\n","# ocr_text 추출\n","ocr_text = extract_ocr_text(ocr_result)"]},{"cell_type":"code","source":["ocr_text"],"metadata":{"colab":{"base_uri":"https://localhost:8080/","height":161},"id":"cm98Hg0VdZxZ","outputId":"085a01cf-b7e6-492b-eb1d-cbdacf2c5d9a","executionInfo":{"status":"ok","timestamp":1729034879778,"user_tz":-540,"elapsed":31,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"execution_count":null,"outputs":[{"output_type":"execute_result","data":{"text/plain":["'부동산임대차계약서 □ 전세 □ 월세 \\n1. 부동산의 표시 임대인과 임차인 쌍방은 아래 표시 부동산에 관하여 다음 계약내용과 같이 임대차계약을 체결한다. \\n소 재 지 서울시 성북구 대학로 123-45 \\n토 지 지 목 대지 면 적 150 m2 \\n건 물 구조·용도 철근 콘크리트 구조 / 주거용 (원룸) 면 적 430 m2 \\n임대할부분 3 층 원룸 면 적 30 m2 \\n2. 계약내용 \\n제 1 조 (목적) 위 부동산의 임대차에 한하여 임대인과 임차인은 합의에 의하여 임차보증금 및 차임을 아래와 같이 지불하기로 한다. \\n보 증 금 금 10,000,000 원정 (₩10,000,000) \\n계 약 금 금 1,000,000 원정은 계약 시에 지불하고 영수함. 영수자(홍길동 인) \\n중 도 금 금 3,000,000 원정은 2024 년 11 월 15 일에 지불하며 \\n잔 금 금 6,000,000 원정은 2024 년 12월 1 일에 지불한다. \\n차 임 월 금 0 원 (전세 계약으로 월세 없음) \\n제 2 조 (존속기간) 임대인은 위 부동산을 임대차 목적대로 사용. 수익할 수 있는 상태로 2024년 12월 1 \\n일까지 임차인에게 인도하며, 임대차 기간은 인도일로부터 2026년 11월 30일까지로 한다. \\n제 3 조 (용도변경 및 전대 등) 임차인은 임대인의 동의없이 위 부동산의 용도나 구조를 변경하거나 \\n전대 · 임차권 양도 또는 담보제공을 하지 못하며 임대차 목적 이외의 용도로 사용할 수 없다. \\n제 4 조 (계약의 해지) 임차인의 차임연체액이 2 기의 차임액에 달하거나 제 3 조를 위반하였을 때 \\n임대인은 즉시 본 계약을 해지 할 수 있다. \\n제 5 조 (계약의 종료) 임대차계약이 종료된 경우에 임차인은 위 부동산을 원상으로 회복하여 \\n임대인에게 반환한다. 이러한 경우 임대인은 보증금을 임차인에게 반환하고, 연체 임대료 또는 \\n손해배상금이 있을 때는 이들을 제하고 그 잔액을 반환한다. \\n제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, \\n임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다. \\n제 6 조(을의 금지행위) 을은 다음 각호의 1 에 해당하는 행위를 하여서는 아니된다. 1. 임대주택법의 \\n규정에 위반하여 임차권을 양도하거나 임대주택을 타인에게 전대하는 행위 \\n제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 \\n그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다. 그리고 계약 \\n당사자는 계약해제에 따른 손해배상을 각각 상대방에 대하여 청구할 수 있다. \\n제 8 조 (임대보증금 및 임대료의 변경) 갑은 제 6 항에 따른 요청이 있은 날부터 7 일 안에 을과 협의를 \\n개시하여야 하며, 정당한 사유 없이 협의를 거부하거나 게을리 하여서는 아니 된다 \\n제 10 조(임대차계약의 해제 및 해지) 을은 아래 각호에 해당하는 경우에 이 계약을 해제 또는 \\n해지하거나 임대차계약의 갱신을 거절할 수 있다. 4. 갑이 이 표준임대차계약서상의 의무를 위반한 \\n경우 \\n제 14 조(기한전 해지) 제 2 항 전항의 해지가 갑에 의하여 받아 들여진 경우 갑은 3 개월분의 임대료를 \\n위약금으로 하고 명도후 30 일 이내에 연체임대료 및 위약금등을 공제한 임대보증금을 반환한다. \\n제 16 조(임대차 등기 등) 제 1 항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 \\n갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 \\n없다 \\n본 계약을 증명하기 위하여 계약 당사자가 이의 없음을 확인하고 각각 서명, 날인 후 임대인, 임차인은 매장마다 간인하여야 하며, 각각 \\n1 통씩 보관한다.'"],"application/vnd.google.colaboratory.intrinsic+json":{"type":"string"}},"metadata":{},"execution_count":14}]},{"cell_type":"code","source":["# 조항을 \"제 ~ 조\" 패턴으로 분리, 조항 번호를 포함하여 분리\n","clauses = re.split(r'(제\\s*\\d+\\s*조)', ocr_text)\n","\n","# 조항 리스트 생성\n","merged_clauses = []\n","current_clause = \"\"\n","current_clause_number = 0\n","\n","for i in range(1, len(clauses) - 1, 2):\n","    # '제 ~ 조'로 시작하는 부분을 현재 조항의 제목으로 설정\n","    clause_title = clauses[i]\n","    clause_content = clauses[i + 1]\n","\n","    # 현재 조항의 번호를 추출\n","    clause_number = int(re.search(r'\\d+', clause_title).group())\n","\n","    # 언급된 조항이 현재 조항 번호보다 작거나 같을 경우 포함\n","    if current_clause_number >= clause_number:\n","        current_clause += clause_title + clause_content\n","    else:\n","        # 불필요한 줄바꿈과 공백 제거\n","        if current_clause:\n","            # 기본 공백과 줄바꿈 제거\n","            cleaned_text = re.sub(r'\\s+', ' ', current_clause).strip()\n","            merged_clauses.append(cleaned_text)\n","\n","        # 다음 조항으로 이동\n","        current_clause = clause_title + clause_content\n","        current_clause_number = clause_number\n","\n","# 마지막 조항 추가\n","if current_clause:\n","    cleaned_text = re.sub(r'\\s+', ' ', current_clause).strip()\n","    merged_clauses.append(cleaned_text)\n","\n","# 결과 출력\n","for clause in merged_clauses:\n","    print(clause)"],"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"siILAlKaYyKG","outputId":"28b5ae32-89ab-4a80-9aeb-2b14189579d3","executionInfo":{"status":"ok","timestamp":1729034879778,"user_tz":-540,"elapsed":30,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"execution_count":null,"outputs":[{"output_type":"stream","name":"stdout","text":["제 1 조 (목적) 위 부동산의 임대차에 한하여 임대인과 임차인은 합의에 의하여 임차보증금 및 차임을 아래와 같이 지불하기로 한다. 보 증 금 금 10,000,000 원정 (₩10,000,000) 계 약 금 금 1,000,000 원정은 계약 시에 지불하고 영수함. 영수자(홍길동 인) 중 도 금 금 3,000,000 원정은 2024 년 11 월 15 일에 지불하며 잔 금 금 6,000,000 원정은 2024 년 12월 1 일에 지불한다. 차 임 월 금 0 원 (전세 계약으로 월세 없음)\n","제 2 조 (존속기간) 임대인은 위 부동산을 임대차 목적대로 사용. 수익할 수 있는 상태로 2024년 12월 1 일까지 임차인에게 인도하며, 임대차 기간은 인도일로부터 2026년 11월 30일까지로 한다.\n","제 3 조 (용도변경 및 전대 등) 임차인은 임대인의 동의없이 위 부동산의 용도나 구조를 변경하거나 전대 · 임차권 양도 또는 담보제공을 하지 못하며 임대차 목적 이외의 용도로 사용할 수 없다.\n","제 4 조 (계약의 해지) 임차인의 차임연체액이 2 기의 차임액에 달하거나 제 3 조를 위반하였을 때 임대인은 즉시 본 계약을 해지 할 수 있다.\n","제 5 조 (계약의 종료) 임대차계약이 종료된 경우에 임차인은 위 부동산을 원상으로 회복하여 임대인에게 반환한다. 이러한 경우 임대인은 보증금을 임차인에게 반환하고, 연체 임대료 또는 손해배상금이 있을 때는 이들을 제하고 그 잔액을 반환한다.\n","제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, 임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다. 제 6 조(을의 금지행위) 을은 다음 각호의 1 에 해당하는 행위를 하여서는 아니된다. 1. 임대주택법의 규정에 위반하여 임차권을 양도하거나 임대주택을 타인에게 전대하는 행위\n","제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다. 그리고 계약 당사자는 계약해제에 따른 손해배상을 각각 상대방에 대하여 청구할 수 있다.\n","제 8 조 (임대보증금 및 임대료의 변경) 갑은 제 6 항에 따른 요청이 있은 날부터 7 일 안에 을과 협의를 개시하여야 하며, 정당한 사유 없이 협의를 거부하거나 게을리 하여서는 아니 된다\n","제 10 조(임대차계약의 해제 및 해지) 을은 아래 각호에 해당하는 경우에 이 계약을 해제 또는 해지하거나 임대차계약의 갱신을 거절할 수 있다. 4. 갑이 이 표준임대차계약서상의 의무를 위반한 경우\n","제 14 조(기한전 해지) 제 2 항 전항의 해지가 갑에 의하여 받아 들여진 경우 갑은 3 개월분의 임대료를 위약금으로 하고 명도후 30 일 이내에 연체임대료 및 위약금등을 공제한 임대보증금을 반환한다.\n","제 16 조(임대차 등기 등) 제 1 항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 없다 본 계약을 증명하기 위하여 계약 당사자가 이의 없음을 확인하고 각각 서명, 날인 후 임대인, 임차인은 매장마다 간인하여야 하며, 각각 1 통씩 보관한다.\n"]}]},{"cell_type":"code","source":["clauses = merged_clauses"],"metadata":{"id":"PjayaBdqteMz"},"execution_count":null,"outputs":[]},{"cell_type":"code","source":["clauses"],"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"fmf6wYWqZHgG","outputId":"b23a1326-9dea-4450-a424-606a1c732c86","executionInfo":{"status":"ok","timestamp":1729034879779,"user_tz":-540,"elapsed":8,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"execution_count":null,"outputs":[{"output_type":"execute_result","data":{"text/plain":["['제 1 조 (목적) 위 부동산의 임대차에 한하여 임대인과 임차인은 합의에 의하여 임차보증금 및 차임을 아래와 같이 지불하기로 한다. 보 증 금 금 10,000,000 원정 (₩10,000,000) 계 약 금 금 1,000,000 원정은 계약 시에 지불하고 영수함. 영수자(홍길동 인) 중 도 금 금 3,000,000 원정은 2024 년 11 월 15 일에 지불하며 잔 금 금 6,000,000 원정은 2024 년 12월 1 일에 지불한다. 차 임 월 금 0 원 (전세 계약으로 월세 없음)',\n"," '제 2 조 (존속기간) 임대인은 위 부동산을 임대차 목적대로 사용. 수익할 수 있는 상태로 2024년 12월 1 일까지 임차인에게 인도하며, 임대차 기간은 인도일로부터 2026년 11월 30일까지로 한다.',\n"," '제 3 조 (용도변경 및 전대 등) 임차인은 임대인의 동의없이 위 부동산의 용도나 구조를 변경하거나 전대 · 임차권 양도 또는 담보제공을 하지 못하며 임대차 목적 이외의 용도로 사용할 수 없다.',\n"," '제 4 조 (계약의 해지) 임차인의 차임연체액이 2 기의 차임액에 달하거나 제 3 조를 위반하였을 때 임대인은 즉시 본 계약을 해지 할 수 있다.',\n"," '제 5 조 (계약의 종료) 임대차계약이 종료된 경우에 임차인은 위 부동산을 원상으로 회복하여 임대인에게 반환한다. 이러한 경우 임대인은 보증금을 임차인에게 반환하고, 연체 임대료 또는 손해배상금이 있을 때는 이들을 제하고 그 잔액을 반환한다.',\n"," '제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, 임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다. 제 6 조(을의 금지행위) 을은 다음 각호의 1 에 해당하는 행위를 하여서는 아니된다. 1. 임대주택법의 규정에 위반하여 임차권을 양도하거나 임대주택을 타인에게 전대하는 행위',\n"," '제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다. 그리고 계약 당사자는 계약해제에 따른 손해배상을 각각 상대방에 대하여 청구할 수 있다.',\n"," '제 8 조 (임대보증금 및 임대료의 변경) 갑은 제 6 항에 따른 요청이 있은 날부터 7 일 안에 을과 협의를 개시하여야 하며, 정당한 사유 없이 협의를 거부하거나 게을리 하여서는 아니 된다',\n"," '제 10 조(임대차계약의 해제 및 해지) 을은 아래 각호에 해당하는 경우에 이 계약을 해제 또는 해지하거나 임대차계약의 갱신을 거절할 수 있다. 4. 갑이 이 표준임대차계약서상의 의무를 위반한 경우',\n"," '제 14 조(기한전 해지) 제 2 항 전항의 해지가 갑에 의하여 받아 들여진 경우 갑은 3 개월분의 임대료를 위약금으로 하고 명도후 30 일 이내에 연체임대료 및 위약금등을 공제한 임대보증금을 반환한다.',\n"," '제 16 조(임대차 등기 등) 제 1 항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 없다 본 계약을 증명하기 위하여 계약 당사자가 이의 없음을 확인하고 각각 서명, 날인 후 임대인, 임차인은 매장마다 간인하여야 하며, 각각 1 통씩 보관한다.']"]},"metadata":{},"execution_count":17}]},{"cell_type":"markdown","metadata":{"id":"oXdBQkImlwSy"},"source":["# 2. Detecton"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"QnupL5nDl1YP"},"outputs":[],"source":["import numpy as np\n","from sklearn.metrics.pairwise import cosine_similarity\n","\n","def detection(clause,threshold = 0.8):\n","  results = vector_store.similarity_search(clause, k=1)[0]\n","  sim_clause = results.page_content # 유사 조항\n","  query_vector = embeddings.embed_query(clause) # 주어진 조항의 벡터\n","  stored_vector = embeddings.embed_query(sim_clause) # 유사 조항의 벡터\n","\n","  # 두 조항 간의 코사인 유사도\n","  cosine_sim = cosine_similarity([query_vector], [stored_vector])\n","  # 유사한 조항일 경우에만 위험 조항으로 감지하고 정보를 출력함\n","  if cosine_sim > threshold:\n","      judgment = results.metadata['illdcssBasiss']\n","      reason = results.metadata['relateLaword']\n","      return sim_clause, judgment, reason, 1\n","  else: return None, None, None, 0"]},{"cell_type":"markdown","metadata":{"id":"8_YWN8Ttn9TS"},"source":["# 3. Explain"]},{"cell_type":"markdown","metadata":{"id":"V1E53lxapTSE"},"source":["## A. 용어 추출 및 설명(Chat LLM에게 제공하는 프롬프트 템플릿에 사용할 용도)"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"PmHZ1g1qpZZ4"},"outputs":[],"source":["# 해당 조항에서 용어 DB에 존재하는 용어를 추출\n","def extract_legal_terms(clause, terms_df):\n","    terms_in_clause = []\n","    for term in terms_df['term']:\n","        if term in clause:\n","            terms_in_clause.append(term)\n","    return terms_in_clause\n","\n","# 용어 리스트에 대한 설명을 짝짓는 딕셔너리 생성\n","def legal_explanations(terms, terms_df):\n","    explanations = {}\n","    for term in terms:\n","        explanation = terms_df[terms_df['term'] == term]['definition'].values\n","        if explanation:\n","            explanations[term] = explanation[0]\n","    return explanations"]},{"cell_type":"markdown","source":["## 사용자가 질문하는 용어에 대한 설명(용어 DB, 위키피디아 및 Tavily client 활용)  \n","1. 해당 용어가 DB에 있는 지 탐색 -> 존재하면, DB의 데이터 활용\n","1. DB에 존재하지 않으면 Wikipedia 검색 정보 활용\n","1. Wikipedia 검색 정보를 얻기 힘든 경우, Tavily API 활용한 정보검색\n","1. 2 혹은 3에서 얻은 정보를 Chat LLM에게 전달하여 용어 설명\n","\n","> 다음과 같은 방식으로, 실행 시간 및 API 비용 최적화 가능\n"],"metadata":{"id":"gkFRAgcHMZbq"}},{"cell_type":"code","source":["# API key 입력\n","if \"TAVILY_API_KEY\" not in os.environ:\n","    os.environ[\"TAVILY_API_KEY\"] = getpass.getpass(\"Enter your TAVILY API key: \")"],"metadata":{"colab":{"base_uri":"https://localhost:8080/"},"id":"VESEbOlyMgKw","executionInfo":{"status":"ok","timestamp":1729034887079,"user_tz":-540,"elapsed":2972,"user":{"displayName":"윤시호","userId":"07095870512662109004"}},"outputId":"c0ed0478-4599-4086-dc3f-0ed0f555168b"},"execution_count":null,"outputs":[{"name":"stdout","output_type":"stream","text":["Enter your TAVILY API key: ··········\n"]}]},{"cell_type":"code","source":["import wikipedia\n","from tavily import TavilyClient\n","\n","# 위키피디아 언어 설정(한국어)\n","wikipedia.set_lang(\"ko\")\n","# tavily client 인스턴스 생성\n","tavily_client = TavilyClient()\n","\n","# 사용자가 질문하는 용어에 대한 정보를 위키피디아에서 찾는 함수\n","def search_wikipedia(term):\n","    try:\n","        summary = wikipedia.summary(term, sentences=2) # 위키피디아 결과를 요약\n","        return summary\n","    except wikipedia.exceptions.DisambiguationError as e: # 동음이의어가 존재하는 등의 모호한 경우 None 반환\n","        return None\n","    except wikipedia.exceptions.PageError:\n","        return None\n","\n","\n","# tavily  client를 활용해 정보를 추출하는 함수\n","def search_tavily(term):\n","  response = tavily_client.search(f\"법률 혹은 부동산 용어 {term}에 대해 설명해줘\",max_results = 1)\n","  return response\n","\n","def explain_legal_term(term):\n","  # 사용자가 묻는 용어가 용어 DB에 없는 경우\n","  if (terms_df.term == term).sum() == 0:\n","    llm = ChatUpstage(model=model)\n","\n","    # Wikipedia에서 먼저 정보 검색\n","    wikipedia_info = search_wikipedia(term)\n","\n","    # 위키피디아 정보가 있으면 LLM에게 쉽게 설명 요청\n","    if wikipedia_info:\n","        info = f\"검색 정보: {wikipedia_info}\"\n","        # 검색한 정보를 context로 주는 prompt 생성\n","        prompt = f\"\"\"다음 법률 혹은 부동산 용어에 대해 일반인이 쉽게 이해할 수 있도록 설명해.\n","        용어: {term}\n","        {info}\"\"\"\n","        return llm(prompt).content\n","    # 위키피디아에서 정보를 얻어오지 못하면, tavily api활용\n","    else:\n","        tvly_info = search_tavily(term)['results'][0]['content']\n","        info = f\"검색 정보: {tvly_info}\"\n","        # 검색한 정보를 context로 주는 prompt 생성\n","        prompt = f\"\"\"다음 법률 혹은 부동산 용어에 대해 일반인이 쉽게 이해할 수 있도록 설명해.\n","        용어: {term}\n","        {info}\"\"\"\n","        return llm(prompt).content\n","  # 사용자가 묻는 용어가 용어 DB에 존재할 경우, DB에 담긴 설명을 제공\n","  else: return terms_df[terms_df.term == term][\"definition\"].values[0]"],"metadata":{"id":"MtmmN81TM8Xp"},"execution_count":null,"outputs":[]},{"cell_type":"markdown","metadata":{"id":"ZXGkgwB3pbkA"},"source":["## C. 조항 설명"]},{"cell_type":"markdown","metadata":{"id":"Vk1bEXX1pjsu"},"source":["### 프롬프트"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"hzfNjF0-plXe"},"outputs":[],"source":["from langchain.prompts import PromptTemplate\n","\n","# 조항 설명 프롬프트\n","## 위험 조항이 아닐 때 (standard 2-shot prompt)\n","\n","explanation_template0 = \"\"\"\n","주어진 용어 설명의 수준만큼, 주어진 조항을 일반인이 쉽게 이해하도록 설명해.\n","\n","<예시1>\n","주어진 조항: \"제 7 조 (채무불이행과 손해배상) 임대인 또는 임차인이 본 계약상의 내용에 대하여 불이행이 있을 경우 그 상대방은 불이행한 자에 대하여 서면으로 최고하고 계약을 해제 할 수 있다.\"\n","\n","용어 설명: '계약': '법률효과 발생을 목적으로 한 두 개의 의사표시가 합치함으로써 성립하는 하나의 법률행위이다',\n"," '채무불이행': '채무자가 고의 또는 과실로 변제기까지 채무 내용에 따른 이행을 하지 않는 것을 말한다민법 제조',\n"," '최고': '상대방에게 일정한 행위를 하도록 일방적으로 독촉하는 통지를 말한다',\n"," '임대': '임대란 계약의 당사자 가운데 한쪽이 상대편에게 부동산 등 물건을 사용하게 하고 상대편은 이에 대하여 일정한 임차료를 지급할 것을 약속하는 계약입니다 계약을 통해서 빌려 주는 사람은 임대인이 되고 빌리는 사람은 임차인이 됩니다',\n"," '임대인': '임대인이란 임대차 계약에 따라 돈을 받고 다른 사람에게 물건을 빌려 준 사람입니다 통상 주택 임대차 계약에서 임대인은 주택의 소유주가 됩니다',\n"," '임차': '임차란 돈을 내고 타인의 건물을 빌리는 것을 의미합니다',\n"," '임차인': '임차인이란 임대차 계약에서 돈을 내고 건물을 빌려 쓰는 사람입니다',\n"," '손해배상': '타인에게 입힌 손해를 메워 손해가 발생하지 않은 것과 같은 상태로 복귀시키는 것을 말합니다',\n"," '이행': '이행이란 채권의 목적인 의무자의 행위를 말합니다',\n"," '해제': '해제란 일단 유효하게 성립한 계약을 과거를 향하여 소급하여 소멸시키는 일방적인 의사표시입니다'\n","\n","답변: 이 조항은 임대인(집주인)이나 임차인(세입자)이 계약에서 정한 의무를 지키지 않을 경우에 관한 내용입니다. 쉽게 설명하면, 계약에 따라 지켜야 할 약속을 어긴(불이행한) 사람이 있으면, 상대방이 먼저 서면으로 이를 알리고 경고(최고)할 수 있습니다. 만약 문제가 해결되지 않으면, 경고한 쪽에서 계약을 취소할 수 있다는 뜻입니다.\n","\n","<예시2>\n","주어진 조항: \"제 6 조 (계약의 해제) 임차인이 임대인에게 중도금(중도금이 없을 때는 잔금)을 지불하기 전까지, 임대인은 계약금의 배액을 상환하고, 임차인은 계약금을 포기하고 본 계약을 해제할 수 있다.\"\n","\n","용어 설명: '계약': '법률효과 발생을 목적으로 한 두 개의 의사표시가 합치함으로써 성립하는 하나의 법률행위이다',\n"," '계약금': '계약금이란 계약의 실행을 보장받고 계약의 취소로 인해 피해를 입지 않도록 계약 당사자 한쪽이 상대편에게 미리 제공하는 금액을 말합니다',\n"," '임대': '임대란 계약의 당사자 가운데 한쪽이 상대편에게 부동산 등 물건을 사용하게 하고 상대편은 이에 대하여 일정한 임차료를 지급할 것을 약속하는 계약입니다 계약을 통해서 빌려 주는 사람은 임대인이 되고 빌리는 사람은 임차인이 됩니다',\n"," '임대인': '임대인이란 임대차 계약에 따라 돈을 받고 다른 사람에게 물건을 빌려 준 사람입니다 통상 주택 임대차 계약에서 임대인은 주택의 소유주가 됩니다',\n"," '임차': '임차란 돈을 내고 타인의 건물을 빌리는 것을 의미합니다',\n"," '임차인': '임차인이란 임대차 계약에서 돈을 내고 건물을 빌려 쓰는 사람입니다',\n"," '잔금': '잔금이란 부동산 등을 거래할 때 매각한 값을 여러 번 나누어 지불하는 일에서 마지막으로 지불하는 돈을 의미합니다',\n"," '중도금': '중도금이란 부동산 등을 거래할 때 계약금과 잔금 사이에 일부 치르는 돈을 말합니다',\n"," '해제': '해제란 일단 유효하게 성립한 계약을 과거를 향하여 소급하여 소멸시키는 일방적인 의사표시입니다'\n","\n","답변: 이 조항은 계약을 중간에 취소하는 경우에 대해 설명하고 있습니다. 쉽게 말해, 세입자가 중도금(계약금과 잔금 사이에 일부 치르는 돈)이나 잔금을 임대인(집주인)에게 내기 전까지는, 집주인은 계약금을 두 배로 돌려주고 계약을 취소할 수 있습니다. 반대로, 세입자가 계약을 취소하고 싶으면, 이미 낸 계약금을 포기하면 됩니다.\n","\n","<질문>\n","주어진 조항: \"{clause}\"\n","\n","용어 설명: {term_explanations}\n","\n","답변:\n","\"\"\"\n","explanation_prompt0 = PromptTemplate(template=explanation_template0, input_variables=[\"clause\", \"term_explanations\"])\n","\n","## 위험 조항일 때 (standard 2-shot prompt)\n","explanation_template1 = \"\"\"\n","  주어진 조항은 불리한 조항으로 감지된 조항이다.\n","  유사 과거 조항에 대한 해석을 바탕으로 주어진 조항이 불합리한 이유를 쉽게 설명해.\n","\n","  <예시1>\n","  주어진 조항: \"제10항\\n입주자는 계약기간을 종료하기전 다음 세입자를 선정해서 임대를 인계해야하고 다음 입주자의 임대보증금을 회사에 입금한 후 환불받는다.\"\n","\n","  용어 설명: '계약': '법률효과 발생을 목적으로 한 두 개의 의사표시가 합치함으로써 성립하는 하나의 법률행위이다',\n"," '기간': '일정한 시점에서 다른 시점까지의 시간적인 간격을 의미한다 기간은 그것만으로는 법률요건이 성립되지 않으나 기간의 만료에 의하여 중요한 법률효과를 발생시키는 경우가 많다',\n"," '보증금': '보증금이란 미래에 발생할 수 있는 서로간의 불이익을 막고자 임차인이 미리 임대인에게 지급하는 금전을 의미합니다 예를 들면 전세계약의 전세금은 보증금에 해당합니다',\n"," '임대': '임대란 계약의 당사자 가운데 한쪽이 상대편에게 부동산 등 물건을 사용하게 하고 상대편은 이에 대하여 일정한 임차료를 지급할 것을 약속하는 계약입니다 계약을 통해서 빌려 주는 사람은 임대인이 되고 빌리는 사람은 임차인이 됩니다',\n"," '세입자': '세입자는 일정한 세를 내고 남의 건물이나 방 따위를 빌려 쓰는 사람을 말합니다'\n","\n","  유사 과거 조항: \"제2항\\n입주자는 계약기간을 종료하기전 다음 세입자를 선정하여 임대를 인계하고 다음 입주자의 임대보증금을 회사에 입금후 환불받는다.\"\n","\n","  유사 과거 조항에 대한 해석: 해당 약관조항은 법률의 규정에 의한 고객의 해지권을 배제하거나 그 행사를 제한하는 조항이며, 계약의 해지로 인한 고객의 원상회복의무를 상당한 이유없이 과중하게 부담시키거나 원상회복청구권을 부당하게 포기하도록 하는 조항이다.\n","\n","  답변: 주택의 입주자는 본 계약이 끝나기 끝나기 전에, 새로운 세입자를 구해서 그 사람에게 주택을 넘겨야 합니다. 새로운 사람이 보증금을 회사에 보내면 자신이 냈던 보증금을 돌려 받는다는 뜻입니다.\n","  즉 명시된 계약기간이 끝나기 전에 새로운 계약자를 구해야 하고, 보증금을 돌려받는 시점은 새로운 계약자가 보증금을 지불 한 이후라는 점입니다. 이는 세입자 입장에서 불합리한 조항으로 적용될 수 있으며, 여태까지의 인수인계 과정에 차질이 없었는지 확인해 볼 필요가 있습니다.\n","\n","  <예시2>\n","  주어진 조항: \"제8조(임대차 등기 등)\\n제1항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 갖추기로 한다. 그리고 갑에게 임대주택에 대한 임차권등기, 전세권등기 또는 (근)저당권등기 등을 요구할 수 없다.\"\n","\n","  용어 설명: '대항력': '이미 유효하게 발생하고 있는 법률관계를 제자에 대하여 주장할 수 있는 법률상의 효력을 말한다',\n"," '임대차': '임대인이 임차인에게 어떤 물건을 사용수익하게 할 것을 약정하고 임차인이 이에 대하여 차임을 지급할 것을 약정함으로써 성립하는 계약민법 제조제조',\n"," '저당권': '채권자가 채무자나 또는 제자가 채무담보로서 제공한 부동산 또는 부동산물권을 인도받지 않고 다만 관념상으로만 지배하여 채무의 변제가 없을 경우 그 목적물로부터 우선변제를 받을 수 있는 권리',\n"," '전세권': '전세금을 지급하고 타인의 부동산을 일정기간 그 용도에 따라 사용 수익한 후 그 부동산을 반환하고 전세금을 다시 돌려받는 권리민법 제조',\n"," '등기': '등기란 법정절차에 따라서 부동산의 권리관계를 등기부에 등록하는 행위 또는 기재 그 자체를 의미합니다',\n"," '임대': '임대란 계약의 당사자 가운데 한쪽이 상대편에게 부동산 등 물건을 사용하게 하고 상대편은 이에 대하여 일정한 임차료를 지급할 것을 약속하는 계약입니다 계약을 통해서 빌려 주는 사람은 임대인이 되고 빌리는 사람은 임차인이 됩니다',\n"," '임대주택': '임대주택이란 국가 또는 민간 건설업체가 건축하여 주민에게 임대하는 주택입니다',\n"," '임차': '임차란 돈을 내고 타인의 건물을 빌리는 것을 의미합니다',\n"," '임차권': '임차권이란 임대차 계약에서 빌려 쓰는 사람이 그 건물을 사용하고 이익을 얻을 수 있는 권리를 의미합니다',\n"," '임차권등기': '임차권등기란 임대차 계약이 종료됐으나 보증금을 돌려 받지 못한 상태에서 이사를 가야 할 경우에 대항력을 유지하기 위해 설정하는 등기를 의미합니다',\n"," '임차인': '임차인이란 임대차 계약에서 돈을 내고 건물을 빌려 쓰는 사람입니다',\n"," '주택임대차보호법': '주택임대차보호법이란 국민 주거생활의 안정을 보장함을 목적으로 주거용 건물의 임대차에 관하여 민법에 대한 특례를 규정한 법률입니다',\n"," '전세': '전세란 주택이나 건물을 가진 사람에게 일정한 금액을 맡기고 그 주택이나 집을 일정 기간 동안 빌리는 것을 말합니다'\n","\n","  유사 과거 조항: \"제16조(임대차 등기 등)\\n제1항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 갖추기로 하며, 갑에게 임대주택에 관한 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 없다.\"\n","\n","  유사 과거 조항에 대한 해석: 특별한 사유도 없이 일방적으로 임차인이 임대인에게 임대주택에 관한 임대차등기 등을 요구할 수 없도록 규정하고 있는 바, 이는 민법 제621조에서 규정하고 있는 임차인의 법률상 권리를 상당한 이유 없이 배제하고 있다.\n","\n","  답변: 임차인은 임대주택에 대해 주택임대차보호법에 따른 대항력을 갖추기로 되어 있지만, 본 계약에서는 임차인이 임대인에게 임차권등기, 전세권등기, 또는 (근)저당권등기를 요구할 수 없다고 명시하고 있습니다. 즉, 임차인은 특별한 사유 없이도 임대인에게 이러한 등기를 요구할 수 없다는 뜻입니다.\n","  이 조항은 임차인의 권리를 상당한 이유 없이 배제하는 것으로 볼 수 있습니다. 민법에서는 임차인이 필요할 때 임차권등기를 통해 자신의 권리를 보호할 수 있도록 하고 있는데, 이 조항은 그 권리를 제한하고 있기 때문입니다. 임차권등기나 전세권등기는 임차인이 주택의 소유권 이전이나 임대인의 재정 문제 등으로부터 안전을 확보할 수 있는 중요한 수단인데, 이 조항은 그런 보호를 받지 못하도록 막고 있습니다.\n","  따라서, 임차인 입장에서는 이 조항이 불합리할 수 있다는 점을 인지하고, 계약서를 주의 깊게 검토하고 협의해볼 필요가 있습니다.\n","\n","  <질문>\n","  주어진 조항: \"{clause}\"\n","\n","  용어 설명: {term_explanations}\n","\n","  유사 과거 조항: \"{corr_clause}\"\n","\n","  유사 과거 조항에 대한 해석: {judgment}\n","\n","  답변:\n","  \"\"\"\n","explanation_prompt1 = PromptTemplate(template=explanation_template1, input_variables=[\"clause\", \"term_explanations\",\"corr_ex\",\"judgment\"])"]},{"cell_type":"markdown","metadata":{"id":"7a9yfmx5so-r"},"source":["### LLM Chain with chat api"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"hLUJW6jSr05Y"},"outputs":[],"source":["from langchain_upstage import ChatUpstage\n","\n","# LangChain의 PromptTemplate과 LLM을 결합하여 chain 생성\n","model = 'solar-1-mini-chat'\n","\n","def explanation(clause):\n","  # 위험 조항 감지\n","  sim_clause, judgment, reason, detect = detection(clause)\n","  # 법률 용어 설명 저장\n","  legal_terms = extract_legal_terms(clause, terms_df)\n","  term_explanations = legal_explanations(legal_terms, terms_df)\n","\n","  llm = ChatUpstage(model=model, temperature = 0)\n","  if not detect: # 위험 조항이 아닐 때\n","    chain = explanation_prompt0|llm\n","    explan = chain.invoke({\"clause\": clause, \"term_explanations\":term_explanations}).content\n","  else: # 위험 조항일 때\n","    chain = explanation_prompt1|llm\n","    explan = chain.invoke({\"clause\": clause, \"term_explanations\":term_explanations, \"corr_clause\": sim_clause, \"judgment\":judgment}).content\n","\n","  if reason is None:\n","    return explan, None\n","  else:\n","    reason = reason.split('<sep>')\n","    # RAG를 이용한 법적 근거 추적\n","    reasons = []\n","    for r in reason:\n","      context_docs = retriever.invoke(r)\n","      r = context_docs[0].metadata['source'] + \" \" + r\n","      reasons.append(r)\n","    return explan, reasons\n"]},{"cell_type":"markdown","metadata":{"id":"CY-aLlBEv1rX"},"source":["## D. 법적 근거 추적\n","데이터에서 제시하는 법률 조항은 어느 법률에서 온 것인지 출처를 알 수 없음.\n","법률 데이터가 저장된 retriever를 이용해 참조한 문서의 법률 이름을 가져오도록 함"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/","height":240},"id":"7hwSi14fv6dG","outputId":"d36b5020-3454-424e-bc0c-9efc1fcb5948","executionInfo":{"status":"ok","timestamp":1729035932175,"user_tz":-540,"elapsed":4,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"output_type":"execute_result","data":{"text/plain":["14    제8조(손해배상액의 예정) 고객에게 부당하게 과중한 지연 손해금 등의 손해배상 의무...\n","33    제8조(손해배상액의 예정) 고객에게 부당하게 과중한 지연 손해금 등의 손해배상 의무...\n","50    제7조(면책조항의 금지) 계약 당사자의 책임에 관하여 정하고 있는 약관의 내용 중 ...\n","68    제6조(일반원칙)\\n ② 약관의 내용 중 다음 각 호의 어느 하나에 해당하는 내용을...\n","87    제6조(일반원칙) \\n② 약관의 내용 중 다음 각 호의 어느 하나에 해당하는 내용을...\n","Name: relateLaword, dtype: object"],"text/html":["<div>\n","<style scoped>\n","    .dataframe tbody tr th:only-of-type {\n","        vertical-align: middle;\n","    }\n","\n","    .dataframe tbody tr th {\n","        vertical-align: top;\n","    }\n","\n","    .dataframe thead th {\n","        text-align: right;\n","    }\n","</style>\n","<table border=\"1\" class=\"dataframe\">\n","  <thead>\n","    <tr style=\"text-align: right;\">\n","      <th></th>\n","      <th>relateLaword</th>\n","    </tr>\n","  </thead>\n","  <tbody>\n","    <tr>\n","      <th>14</th>\n","      <td>제8조(손해배상액의 예정) 고객에게 부당하게 과중한 지연 손해금 등의 손해배상 의무...</td>\n","    </tr>\n","    <tr>\n","      <th>33</th>\n","      <td>제8조(손해배상액의 예정) 고객에게 부당하게 과중한 지연 손해금 등의 손해배상 의무...</td>\n","    </tr>\n","    <tr>\n","      <th>50</th>\n","      <td>제7조(면책조항의 금지) 계약 당사자의 책임에 관하여 정하고 있는 약관의 내용 중 ...</td>\n","    </tr>\n","    <tr>\n","      <th>68</th>\n","      <td>제6조(일반원칙)\\n ② 약관의 내용 중 다음 각 호의 어느 하나에 해당하는 내용을...</td>\n","    </tr>\n","    <tr>\n","      <th>87</th>\n","      <td>제6조(일반원칙) \\n② 약관의 내용 중 다음 각 호의 어느 하나에 해당하는 내용을...</td>\n","    </tr>\n","  </tbody>\n","</table>\n","</div><br><label><b>dtype:</b> object</label>"]},"metadata":{},"execution_count":44}],"source":["data.relateLaword.head()"]},{"cell_type":"markdown","metadata":{"id":"QYC4ugR_yxvh"},"source":["### 예시"]},{"cell_type":"code","execution_count":null,"metadata":{"colab":{"base_uri":"https://localhost:8080/","height":35},"id":"Ru770G9oyiMl","outputId":"42bc2812-ad55-4a73-b185-feb6a675d853","executionInfo":{"status":"ok","timestamp":1729035934384,"user_tz":-540,"elapsed":1418,"user":{"displayName":"윤시호","userId":"07095870512662109004"}}},"outputs":[{"output_type":"execute_result","data":{"text/plain":["'약관의 규제에 관한 법률'"],"application/vnd.google.colaboratory.intrinsic+json":{"type":"string"}},"metadata":{},"execution_count":45}],"source":["context_docs = retriever.invoke('제8조(손해배상액의 예정) 고객에게 부당하게 과중한..')\n","context_docs[0].metadata['source'] # 참조한 문서의 메타데이터"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"7y7-saNw0tt1"},"outputs":[],"source":["e, r = explanation(\"제8조(임대차 등기 등)\\n제1항 임차인은 주택임대차보호법에 따라 임대주택에 관한 대항력을 갖추기로 한다. 그리고 갑에게 임대주택에 대한 임차권등기, 전세권등기 또는 (근)저당권등기 등을 요구할 수 없다.\")"]},{"cell_type":"code","execution_count":null,"metadata":{"id":"eyTPgKue163V","executionInfo":{"status":"ok","timestamp":1729035247382,"user_tz":-540,"elapsed":404,"user":{"displayName":"윤시호","userId":"07095870512662109004"}},"colab":{"base_uri":"https://localhost:8080/"},"outputId":"89dfb635-94e9-415b-fe56-177ee823a13b"},"outputs":[{"output_type":"execute_result","data":{"text/plain":["['약관의 규제에 관한 법률 제11조(고객의 권익 보호) \\n고객의 권익에 관하여 정하고 있는 약관의 내용 중 다음 각 호의 어느 하나에 해당하는 내용을 정하고 있는 조항은 무효로 한다.\\n1. 법률에 따른 고객의 항변권, 상계권 등의 권리를 상당한 이유 없이 배제하거나 제한하는 조항']"]},"metadata":{},"execution_count":36}],"source":["r"]}],"metadata":{"colab":{"provenance":[]},"kernelspec":{"display_name":"Python 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