diff --git a/proto/ununifi/nftbackedloan/nftbackedloan.proto b/proto/ununifi/nftbackedloan/nftbackedloan.proto
index 079ce3d20..3a6c67db4 100644
--- a/proto/ununifi/nftbackedloan/nftbackedloan.proto
+++ b/proto/ununifi/nftbackedloan/nftbackedloan.proto
@@ -96,4 +96,11 @@ message Liquidation {
 message Liquidations {
   Liquidation          liquidation      = 1 [(gogoproto.nullable) = true];
   repeated Liquidation next_liquidation = 2 [(gogoproto.nullable) = false];
+}
+
+message RepayInfo {
+  cosmos.base.v1beta1.Coin  repaid_amount            = 1 [(gogoproto.nullable) = false];
+  cosmos.base.v1beta1.Coin  repaid_interest_amount  = 2 [(gogoproto.nullable) = false];
+  cosmos.base.v1beta1.Coin  remaining_amount         = 3 [(gogoproto.nullable) = false];
+  google.protobuf.Timestamp last_repaid_at           = 4[(gogoproto.nullable) = false, (gogoproto.stdtime) = true];
 }
\ No newline at end of file
diff --git a/x/nftbackedloan/abci.go b/x/nftbackedloan/abci.go
index cb474814b..430d5bb14 100644
--- a/x/nftbackedloan/abci.go
+++ b/x/nftbackedloan/abci.go
@@ -10,7 +10,7 @@ import (
 func EndBlocker(ctx sdk.Context, k keeper.Keeper) {
 
 	// process liquidation of expired bids
-	k.ProcessLiquidateExpiredBids(ctx)
+	k.LiquidateExpiredBids(ctx)
 
 	// handle full payment period endings
 	k.HandleFullPaymentsPeriodEndings(ctx)
diff --git a/x/nftbackedloan/keeper/bid.go b/x/nftbackedloan/keeper/bid.go
index d60490ff7..145740956 100644
--- a/x/nftbackedloan/keeper/bid.go
+++ b/x/nftbackedloan/keeper/bid.go
@@ -377,46 +377,7 @@ func (k Keeper) PayRemainder(ctx sdk.Context, msg *types.MsgPayRemainder) error
 	return nil
 }
 
-// func CheckBidParams(listing types.NftListing, bid, deposit sdk.Coin, bids []types.NftBid) error {
-// 	c := listing.MinimumDepositRate
-// 	p := sdk.NewDecFromInt(bid.Amount)
-// 	cp := c.Mul(p)
-// 	depositDec := sdk.NewDecFromInt(deposit.Amount)
-// 	if cp.GT(depositDec) {
-// 		return types.ErrNotEnoughDeposit
-// 	}
-// 	q := bid
-// 	s := deposit
-// 	for _, bid := range bids {
-// 		q = q.Add(bid.Price)
-// 		s = s.Add(bid.Deposit)
-// 	}
-
-// 	bidLen := 1
-// 	if len(bids) > 0 {
-// 		// sum new bid and old bids
-// 		bidLen = len(bids) + 1
-// 	}
-// 	q.Amount = q.Amount.Quo(sdk.NewInt(int64(bidLen)))
-// 	if q.IsLTE(s) {
-// 		fmt.Println("q", q.String())
-// 		fmt.Println("s", s.String())
-// 		return types.ErrBidParamInvalid
-// 	}
-// 	q_s := q.Sub(s)
-// 	q_s_dec := sdk.NewDecFromInt(q_s.Amount)
-// 	// todo implement min{bid, q-s}
-
-// 	if depositDec.GT(q_s_dec) {
-// 		fmt.Println("depositDec", depositDec.String())
-// 		fmt.Println("q_s_dec", q_s_dec.String())
-// 		// deposit amount bigger
-// 		return types.ErrBidParamInvalid
-// 	}
-// 	return nil
-// }
-
-func (k Keeper) GetActiveNftBiddingsExpired(ctx sdk.Context, endTime time.Time) []types.NftBid {
+func (k Keeper) GetExpiredBids(ctx sdk.Context, endTime time.Time) []types.NftBid {
 	store := ctx.KVStore(k.storeKey)
 	timeKey := getTimeKey(types.KeyPrefixEndTimeNftBid, endTime)
 	it := store.Iterator([]byte(types.KeyPrefixEndTimeNftBid), storetypes.InclusiveEndBytes(timeKey))
@@ -425,8 +386,6 @@ func (k Keeper) GetActiveNftBiddingsExpired(ctx sdk.Context, endTime time.Time)
 	bids := []types.NftBid{}
 	for ; it.Valid(); it.Next() {
 		bidId := types.NftBidBytesToBidId(it.Value())
-		fmt.Println("GetActiveNftBiddingsExpired")
-		fmt.Println(bidId)
 		bidder, _ := sdk.AccAddressFromBech32(bidId.Bidder)
 		bid, err := k.GetBid(ctx, bidId.NftId.IdBytes(), bidder)
 		if err != nil {
@@ -446,7 +405,7 @@ func (k Keeper) DeleteBidsWithoutBorrowing(ctx sdk.Context, bids []types.NftBid)
 			continue
 		}
 		if listing.IsBidding() {
-			if !bid.IsBorrowing() {
+			if !bid.IsBorrowed() {
 				err := k.SafeCloseBid(ctx, bid)
 				if err != nil {
 					fmt.Println(err)
diff --git a/x/nftbackedloan/keeper/grpc_query.go b/x/nftbackedloan/keeper/grpc_query.go
index 1213f0b42..1a4b4fd1b 100644
--- a/x/nftbackedloan/keeper/grpc_query.go
+++ b/x/nftbackedloan/keeper/grpc_query.go
@@ -185,18 +185,6 @@ func (k Keeper) GetListedClass(ctx sdk.Context, classId string, limit int) (*typ
 	}, nil
 }
 
-// func (k Keeper) Loans(c context.Context, req *types.QueryLoansRequest) (*types.QueryLoansResponse, error) {
-// 	if req == nil {
-// 		return nil, status.Error(codes.InvalidArgument, "invalid request")
-// 	}
-
-// 	// ctx := sdk.UnwrapSDKContext(c)
-// 	return &types.QueryLoansResponse{
-// 		// todo impl
-// 		Loans: []types.Loan{},
-// 	}, nil
-// }
-
 func (k Keeper) Loan(c context.Context, req *types.QueryLoanRequest) (*types.QueryLoanResponse, error) {
 	if req == nil {
 		return nil, status.Error(codes.InvalidArgument, "invalid request")
@@ -278,50 +266,6 @@ func (k Keeper) Rewards(c context.Context, req *types.QueryRewardsRequest) (*typ
 	return &types.QueryRewardsResponse{}, nil
 }
 
-// func (k Keeper) PaymentStatus(c context.Context, req *types.QueryPaymentStatusRequest) (*types.QueryPaymentStatusResponse, error) {
-// 	if req == nil {
-// 		return nil, status.Error(codes.InvalidArgument, "invalid request")
-// 	}
-
-// 	ctx := sdk.UnwrapSDKContext(c)
-// 	nft := types.NftIdentifier{
-// 		ClassId: req.ClassId,
-// 		NftId:   req.NftId,
-// 	}
-// 	listing, err := k.GetNftListingByIdBytes(ctx, nft.IdBytes())
-// 	if err != nil {
-// 		return &types.QueryPaymentStatusResponse{}, err
-// 	}
-// 	bids := k.GetBidsByNft(ctx, nft.IdBytes())
-// 	if len(bids) == 0 {
-// 		return nil, status.Error(codes.InvalidArgument, "not existing bidder")
-// 	}
-
-// 	var bidderBid types.NftBid
-// 	for _, v := range bids {
-// 		if v.Id.Bidder == req.Bidder {
-// 			bidderBid = v
-// 		}
-// 	}
-// 	if (bidderBid.Equal(types.NftBid{})) {
-// 		return nil, status.Error(codes.InvalidArgument, "does not match bidder")
-// 	}
-
-// 	allPaid := listing.State >= types.ListingState_LIQUIDATION && bidderBid.Price.Amount.Equal(bidderBid.Deposit.Amount)
-// 	return &types.QueryPaymentStatusResponse{
-// 		PaymentStatus: types.PaymentStatus{
-// 			NftId:            listing.NftId,
-// 			State:            listing.State,
-// 			Bidder:           bidderBid.Id.Bidder,
-// 			Amount:           bidderBid.Price,
-// 			AutomaticPayment: bidderBid.AutomaticPayment,
-// 			PaidAmount:       bidderBid.Deposit.Amount,
-// 			CreatedAt:        bidderBid.CreatedAt,
-// 			AllPaid:          allPaid,
-// 		},
-// 	}, nil
-// }
-
 func (k Keeper) Liquidation(c context.Context, req *types.QueryLiquidationRequest) (*types.QueryLiquidationResponse, error) {
 	if req == nil {
 		return nil, status.Error(codes.InvalidArgument, "invalid request")
diff --git a/x/nftbackedloan/keeper/liquidation.go b/x/nftbackedloan/keeper/liquidation.go
index a0ca4d787..c973b725b 100644
--- a/x/nftbackedloan/keeper/liquidation.go
+++ b/x/nftbackedloan/keeper/liquidation.go
@@ -35,14 +35,6 @@ func (k Keeper) SetLiquidation(ctx sdk.Context, msg *types.MsgEndNftListing) err
 
 	bids := k.GetBidsByNft(ctx, listing.NftId.IdBytes())
 	if len(bids) == 0 {
-		// sender, err := sdk.AccAddressFromBech32(msg.Sender)
-		// if err != nil {
-		// 	return err
-		// }
-		// err = k.nftKeeper.Transfer(ctx, listing.NftId.ClassId, listing.NftId.NftId, sender)
-		// if err != nil {
-		// 	return err
-		// }
 
 		// enable NFT transfer
 		data, found := k.nftKeeper.GetNftData(ctx, msg.NftId.ClassId, msg.NftId.NftId)
@@ -104,16 +96,16 @@ func (k Keeper) SetLiquidation(ctx sdk.Context, msg *types.MsgEndNftListing) err
 	return nil
 }
 
-func (k Keeper) ProcessLiquidateExpiredBids(ctx sdk.Context) {
+func (k Keeper) LiquidateExpiredBids(ctx sdk.Context) {
 	fmt.Println("---Block time---")
 	fmt.Println(ctx.BlockTime())
-	bids := k.GetActiveNftBiddingsExpired(ctx, ctx.BlockTime())
+	bids := k.GetExpiredBids(ctx, ctx.BlockTime())
 	fmt.Println("---expired bids---")
 	fmt.Println(bids)
 	k.DeleteBidsWithoutBorrowing(ctx, bids)
 	checkListingsWithBorrowedBids := map[types.NftListing][]types.NftBid{}
 	for _, bid := range bids {
-		if !bid.IsBorrowing() {
+		if !bid.IsBorrowed() {
 			continue
 		}
 
@@ -147,7 +139,7 @@ func (k Keeper) ProcessLiquidateExpiredBids(ctx sdk.Context) {
 	}
 }
 
-func (k Keeper) LiquidationProcess(ctx sdk.Context, bids types.NftBids, listing types.NftListing, params types.Params) error {
+func (k Keeper) RunLiquidationProcess(ctx sdk.Context, bids types.NftBids, listing types.NftListing, params types.Params) error {
 	// loop to find winner bid (collect deposits + bid amount > repay amount)
 	bidsSortedByDeposit := bids.SortHigherDeposit()
 	winnerBid, forfeitedBids, refundBids, err := types.LiquidationBid(bidsSortedByDeposit, listing, listing.LiquidatedAt)
@@ -158,7 +150,7 @@ func (k Keeper) LiquidationProcess(ctx sdk.Context, bids types.NftBids, listing
 	cacheCtx, write := ctx.CacheContext()
 	if winnerBid.IsNil() {
 		// No one has PayRemainder.
-		err := k.LiquidationProcessNoWinner(cacheCtx, bidsSortedByDeposit, listing)
+		err := k.LiquidateWithoutWinner(cacheCtx, bidsSortedByDeposit, listing)
 		if err != nil {
 			fmt.Println("failed to liquidation process with no winner: %w", err)
 			return err
@@ -166,7 +158,7 @@ func (k Keeper) LiquidationProcess(ctx sdk.Context, bids types.NftBids, listing
 		k.DeleteNftListings(ctx, listing)
 	} else {
 		// forfeitedBids, refundBids := types.ForfeitedBidsAndRefundBids(bidsSortedByDeposit, winnerBid)
-		err := k.LiquidationProcessWithWinner(cacheCtx, forfeitedBids, refundBids, listing)
+		err := k.LiquidateWithWinner(cacheCtx, forfeitedBids, refundBids, listing)
 		if err != nil {
 			fmt.Println("failed to liquidation process with winner: %w", err)
 			return err
@@ -181,20 +173,20 @@ func (k Keeper) LiquidationProcess(ctx sdk.Context, bids types.NftBids, listing
 }
 
 // todo add test
-func (k Keeper) LiquidationProcessNoWinner(ctx sdk.Context, bids types.NftBids, listing types.NftListing) error {
+func (k Keeper) LiquidateWithoutWinner(ctx sdk.Context, bids types.NftBids, listing types.NftListing) error {
 	listingOwner, err := sdk.AccAddressFromBech32(listing.Owner)
 	if err != nil {
 		return err
 	}
 
 	// collect deposit from all bids
-	forfeitedDeposit, err := k.CollectedDepositFromBids(ctx, bids, listing)
+	forfeitedDeposit, err := k.ForfeitDepositsFromBids(ctx, bids, listing)
 	if err != nil {
 		return err
 	}
 	listing = listing.AddCollectedAmount(forfeitedDeposit)
 
-	borrowAmount := bids.TotalBorrowAmount()
+	borrowAmount := bids.TotalBorrowedAmount()
 	// pay fee
 	if listing.IsNegativeCollectedAmount() {
 		return types.ErrNegativeCollectedAmount
@@ -208,12 +200,6 @@ func (k Keeper) LiquidationProcessNoWinner(ctx sdk.Context, bids types.NftBids,
 		return err
 	}
 
-	// transfer nft to listing owner
-	// err = k.nftKeeper.Transfer(ctx, listing.NftId.ClassId, listing.NftId.NftId, listingOwner)
-	// if err != nil {
-	// 	return err
-	// }
-
 	// enable NFT transfer
 	data, found := k.nftKeeper.GetNftData(ctx, listing.NftId.ClassId, listing.NftId.NftId)
 	if !found {
@@ -228,8 +214,8 @@ func (k Keeper) LiquidationProcessNoWinner(ctx sdk.Context, bids types.NftBids,
 }
 
 // todo add test
-func (k Keeper) LiquidationProcessWithWinner(ctx sdk.Context, forfeitedBids, refundBids types.NftBids, listing types.NftListing) error {
-	forfeitedDeposit, err := k.CollectedDepositFromBids(ctx, forfeitedBids, listing)
+func (k Keeper) LiquidateWithWinner(ctx sdk.Context, forfeitedBids, refundBids types.NftBids, listing types.NftListing) error {
+	forfeitedDeposit, err := k.ForfeitDepositsFromBids(ctx, forfeitedBids, listing)
 	if err != nil {
 		fmt.Println("failed to collect deposit from bids: %w", err)
 		return err
@@ -244,7 +230,7 @@ func (k Keeper) LiquidationProcessWithWinner(ctx sdk.Context, forfeitedBids, ref
 	// refund bids
 	if len(refundBids) > 0 {
 		refundInterestAmount := refundBids.TotalCompoundInterest(listing.LiquidatedAt)
-		refundBorrowedAmount := refundBids.TotalBorrowAmount()
+		refundBorrowedAmount := refundBids.TotalBorrowedAmount()
 		totalSubAmount = totalSubAmount.Add(refundInterestAmount).Add(refundBorrowedAmount)
 	}
 
@@ -271,7 +257,7 @@ func (k Keeper) RefundBids(ctx sdk.Context, refundBids types.NftBids, time time.
 }
 
 // todo add test
-func (k Keeper) CollectedDepositFromBids(ctx sdk.Context, bids types.NftBids, listing types.NftListing) (sdk.Coin, error) {
+func (k Keeper) ForfeitDepositsFromBids(ctx sdk.Context, bids types.NftBids, listing types.NftListing) (sdk.Coin, error) {
 	result := sdk.NewCoin(listing.BidDenom, sdk.ZeroInt())
 	for _, bid := range bids {
 		// not pay bidder amount, collected deposit
diff --git a/x/nftbackedloan/keeper/loan.go b/x/nftbackedloan/keeper/loan.go
index 5271dbe8e..db82c3961 100644
--- a/x/nftbackedloan/keeper/loan.go
+++ b/x/nftbackedloan/keeper/loan.go
@@ -147,8 +147,8 @@ func (k Keeper) ManualRepay(ctx sdk.Context, nft types.NftIdentifier, repays []t
 			continue
 		}
 
-		repaidResult := bid.RepaidResult(repay.Amount, ctx.BlockTime())
-		bid.Borrow.Amount = repaidResult.RemainingBorrowAmount
+		repaidResult := bid.RepayInfo(repay.Amount, ctx.BlockTime())
+		bid.Borrow.Amount = repaidResult.RemainingAmount
 		bid.Borrow.LastRepaidAt = repaidResult.LastRepaidAt
 		repaidAmount = repaidAmount.Add(repaidResult.RepaidAmount)
 
@@ -208,10 +208,10 @@ func (k Keeper) AutoRepay(ctx sdk.Context, nft types.NftIdentifier, bids types.N
 			continue
 		}
 
-		repaidResult := bid.FullRepaidResult(ctx.BlockTime())
-		bid.Borrow.Amount = repaidResult.RemainingBorrowAmount
-		bid.Borrow.LastRepaidAt = repaidResult.LastRepaidAt
-		repaidAmount = repaidAmount.Add(repaidResult.RepaidAmount)
+		repaidInfo := bid.RepayInfoInFull(ctx.BlockTime())
+		bid.Borrow.Amount = repaidInfo.RemainingAmount
+		bid.Borrow.LastRepaidAt = repaidInfo.LastRepaidAt
+		repaidAmount = repaidAmount.Add(repaidInfo.RepaidAmount)
 
 		err = k.SetBid(ctx, bid)
 		if err != nil {
@@ -219,7 +219,7 @@ func (k Keeper) AutoRepay(ctx sdk.Context, nft types.NftIdentifier, bids types.N
 		}
 
 		// send interest to bidder
-		err = k.SendInterestToBidder(ctx, bid, repaidResult.RepaidInterestAmount)
+		err = k.SendInterestToBidder(ctx, bid, repaidInfo.RepaidInterestAmount)
 		if err != nil {
 			return err
 		}
diff --git a/x/nftbackedloan/keeper/msg_server.go b/x/nftbackedloan/keeper/msg_server.go
index db651fdd5..7e9ac25e5 100644
--- a/x/nftbackedloan/keeper/msg_server.go
+++ b/x/nftbackedloan/keeper/msg_server.go
@@ -71,22 +71,13 @@ func (k msgServer) CancelBid(c context.Context, msg *types.MsgCancelBid) (*types
 
 func (k msgServer) SellingDecision(c context.Context, msg *types.MsgSellingDecision) (*types.MsgSellingDecisionResponse, error) {
 	ctx := sdk.UnwrapSDKContext(c)
-	err := k.keeper.SellingDecision(ctx, msg)
+	err := k.keeper.SetSellingDecision(ctx, msg)
 	if err != nil {
 		return nil, err
 	}
 	return &types.MsgSellingDecisionResponse{}, nil
 }
 
-// func (k msgServer) EndNftListing(c context.Context, msg *types.MsgEndNftListing) (*types.MsgEndNftListingResponse, error) {
-// 	ctx := sdk.UnwrapSDKContext(c)
-// 	err := k.keeper.EndNftListing(ctx, msg)
-// 	if err != nil {
-// 		return nil, err
-// 	}
-// 	return &types.MsgEndNftListingResponse{}, nil
-// }
-
 func (k msgServer) PayRemainder(c context.Context, msg *types.MsgPayRemainder) (*types.MsgPayRemainderResponse, error) {
 	ctx := sdk.UnwrapSDKContext(c)
 	err := k.keeper.PayRemainder(ctx, msg)
diff --git a/x/nftbackedloan/keeper/nft_listing.go b/x/nftbackedloan/keeper/nft_listing.go
index 76fcf89fe..4ee0b8ea9 100644
--- a/x/nftbackedloan/keeper/nft_listing.go
+++ b/x/nftbackedloan/keeper/nft_listing.go
@@ -117,26 +117,6 @@ func (k Keeper) DeleteNftListing(ctx sdk.Context, listing types.NftListing) {
 	}
 }
 
-// func (k Keeper) GetActiveNftListingsEndingAt(ctx sdk.Context, endTime time.Time) []types.NftListing {
-// 	store := ctx.KVStore(k.storeKey)
-// 	timeKey := getTimeKey(types.KeyPrefixEndTimeNftListing, endTime)
-// 	it := store.Iterator([]byte(types.KeyPrefixEndTimeNftListing), storetypes.InclusiveEndBytes(timeKey))
-// 	defer it.Close()
-
-// 	listings := []types.NftListing{}
-// 	for ; it.Valid(); it.Next() {
-// 		nftIdBytes := it.Value()
-// 		listing, err := k.GetNftListingByIdBytes(ctx, nftIdBytes)
-// 		if err != nil {
-// 			fmt.Println("failed to get listing by id bytes: %w", err)
-// 			continue
-// 		}
-
-// 		listings = append(listings, listing)
-// 	}
-// 	return listings
-// }
-
 func (k Keeper) GetFullPaymentNftListingsEndingAt(ctx sdk.Context, endTime time.Time) []types.NftListing {
 	store := ctx.KVStore(k.storeKey)
 	timeKey := getTimeKey(types.KeyPrefixFullPaymentPeriodListing, endTime)
@@ -194,7 +174,7 @@ func (k Keeper) GetAllNftListings(ctx sdk.Context) []types.NftListing {
 }
 
 func (k Keeper) ListNft(ctx sdk.Context, msg *types.MsgListNft) error {
-	errorMsg := validateListNftMsg(k, ctx, msg)
+	errorMsg := ValidateListNftMsg(k, ctx, msg)
 	if errorMsg != nil {
 		return errorMsg
 	}
@@ -214,14 +194,6 @@ func (k Keeper) ListNft(ctx sdk.Context, msg *types.MsgListNft) error {
 		MinimumBiddingPeriod:    msg.MinimumBiddingPeriod,
 	}
 
-	// Send ownership to market module
-	// moduleAddr := k.accountKeeper.GetModuleAddress(types.ModuleName)
-	// err := k.nftKeeper.Transfer(ctx, msg.NftId.ClassId, msg.NftId.NftId, moduleAddr)
-	// if err != nil {
-	// 	k.DeleteNftListing(ctx, listing)
-	// 	return err
-	// }
-
 	// disable NFT transfer
 	data, found := k.nftKeeper.GetNftData(ctx, msg.NftId.ClassId, msg.NftId.NftId)
 	if !found {
@@ -279,22 +251,11 @@ func (k Keeper) CancelNftListing(ctx sdk.Context, msg *types.MsgCancelNftListing
 
 	bids := k.GetBidsByNft(ctx, msg.NftId.IdBytes())
 	for _, bid := range bids {
-		if bid.IsBorrowing() {
+		if bid.IsBorrowed() {
 			return types.ErrCannotCancelBorrowedListing
 		}
 	}
 
-	// sender, err := sdk.AccAddressFromBech32(msg.Sender)
-	// if err != nil {
-	// 	return err
-	// }
-
-	// Send ownership to original owner
-	// err = k.nftKeeper.Transfer(ctx, msg.NftId.ClassId, msg.NftId.NftId, sender)
-	// if err != nil {
-	// 	return err
-	// }
-
 	// enable NFT transfer
 	data, found := k.nftKeeper.GetNftData(ctx, msg.NftId.ClassId, msg.NftId.NftId)
 	if !found {
@@ -332,13 +293,13 @@ func (k Keeper) HandleFullPaymentsPeriodEndings(ctx sdk.Context) {
 	for _, listing := range listings {
 		bids := types.NftBids(k.GetBidsByNft(ctx, listing.NftId.IdBytes()))
 		if listing.State == types.ListingState_SELLING_DECISION {
-			err := k.SellingDecisionProcess(ctx, bids, listing, params)
+			err := k.RunSellingDecisionProcess(ctx, bids, listing, params)
 			if err != nil {
 				fmt.Println("failed to selling decision process: %w", err)
 				continue
 			}
 		} else if listing.State == types.ListingState_LIQUIDATION {
-			err := k.LiquidationProcess(ctx, bids, listing, params)
+			err := k.RunLiquidationProcess(ctx, bids, listing, params)
 			if err != nil {
 				fmt.Println("failed to liquidation process: %w", err)
 				continue
@@ -369,7 +330,6 @@ func (k Keeper) DeliverSuccessfulBids(ctx sdk.Context) {
 			continue
 		}
 
-		// borrowedAmount := k.GetDebtByNft(ctx, listing.IdBytes())
 		listerProfit := sdk.ZeroInt()
 		repayAmount := bid.Borrow.Amount.Add(bid.CompoundInterest(listing.LiquidatedAt))
 		bidderPaidAmount := bid.Price
diff --git a/x/nftbackedloan/keeper/sell.go b/x/nftbackedloan/keeper/sell.go
index aea274297..cbf373465 100644
--- a/x/nftbackedloan/keeper/sell.go
+++ b/x/nftbackedloan/keeper/sell.go
@@ -9,7 +9,7 @@ import (
 	"github.com/UnUniFi/chain/x/nftbackedloan/types"
 )
 
-func (k Keeper) SellingDecision(ctx sdk.Context, msg *types.MsgSellingDecision) error {
+func (k Keeper) SetSellingDecision(ctx sdk.Context, msg *types.MsgSellingDecision) error {
 	// check listing already exists
 	listing, err := k.GetNftListingByIdBytes(ctx, msg.NftId.IdBytes())
 	if err != nil {
@@ -40,7 +40,7 @@ func (k Keeper) SellingDecision(ctx sdk.Context, msg *types.MsgSellingDecision)
 
 	// check no borrowing bid
 	for _, bid := range bids {
-		if bid.IsBorrowing() {
+		if bid.IsBorrowed() {
 			return types.ErrCannotSellingBorrowedListing
 		}
 	}
@@ -86,13 +86,13 @@ func (k Keeper) SellingDecision(ctx sdk.Context, msg *types.MsgSellingDecision)
 	return nil
 }
 
-func (k Keeper) SellingDecisionProcess(ctx sdk.Context, bids types.NftBids, listing types.NftListing, params types.Params) error {
+func (k Keeper) RunSellingDecisionProcess(ctx sdk.Context, bids types.NftBids, listing types.NftListing, params types.Params) error {
 	highestBid, err := bids.GetHighestBid()
 	if err != nil {
 		return err
 	}
 	// if winner bidder did not pay remainder, nft is listed again after deleting winner bidder
-	if !highestBid.IsPaidPrice() {
+	if !highestBid.IsPaidSalePrice() {
 		borrowedAmount := highestBid.Borrow.Amount
 		forfeitedDeposit, err := k.SafeCloseBidCollectDeposit(ctx, highestBid)
 		if err != nil {
diff --git a/x/nftbackedloan/keeper/sell_test.go b/x/nftbackedloan/keeper/sell_test.go
index 836324ecd..19444295f 100644
--- a/x/nftbackedloan/keeper/sell_test.go
+++ b/x/nftbackedloan/keeper/sell_test.go
@@ -155,7 +155,7 @@ func (suite *KeeperTestSuite) TestSellingDecision() {
 			suite.Require().NoError(err)
 		}
 
-		err = suite.app.NftbackedloanKeeper.SellingDecision(suite.ctx, &types.MsgSellingDecision{
+		err = suite.app.NftbackedloanKeeper.SetSellingDecision(suite.ctx, &types.MsgSellingDecision{
 			Sender: tc.executor.String(),
 			NftId:  nftIdentifier,
 		})
diff --git a/x/nftbackedloan/keeper/utils.go b/x/nftbackedloan/keeper/utils.go
index 7e034dcf7..1095bb4d8 100644
--- a/x/nftbackedloan/keeper/utils.go
+++ b/x/nftbackedloan/keeper/utils.go
@@ -18,15 +18,15 @@ func Contains(a []string, x string) bool {
 	return false
 }
 
-func validateListNftMsg(k Keeper, ctx sdk.Context, msg *types.MsgListNft) error {
+func ValidateListNftMsg(k Keeper, ctx sdk.Context, msg *types.MsgListNft) error {
 	sender, err := sdk.AccAddressFromBech32(msg.Sender)
 	if err != nil {
 		return err
 	}
-	return checkListNft(k, ctx, sender, msg.NftId, msg.BidDenom, msg.MinimumDepositRate)
+	return CheckListNft(k, ctx, sender, msg.NftId, msg.BidDenom, msg.MinimumDepositRate)
 }
 
-func checkListNft(k Keeper, ctx sdk.Context, sender sdk.AccAddress, nftId types.NftIdentifier, bidToken string, minimumDepositRate sdk.Dec) error {
+func CheckListNft(k Keeper, ctx sdk.Context, sender sdk.AccAddress, nftId types.NftIdentifier, bidToken string, minimumDepositRate sdk.Dec) error {
 	// check listing already exists
 	_, err := k.GetNftListingByIdBytes(ctx, nftId.IdBytes())
 	if err == nil {
diff --git a/x/nftbackedloan/types/bid.go b/x/nftbackedloan/types/bid.go
index cd5f815d4..cdc8b7fcc 100644
--- a/x/nftbackedloan/types/bid.go
+++ b/x/nftbackedloan/types/bid.go
@@ -37,7 +37,7 @@ func (m NftBid) GetIdToByte() []byte {
 	return NftBidBytes(m.Id.NftId.ClassId, m.Id.NftId.NftId, m.Id.Bidder)
 }
 
-func (m NftBid) IsBorrowing() bool {
+func (m NftBid) IsBorrowed() bool {
 	return m.Borrow.Amount.IsPositive()
 }
 
@@ -68,64 +68,58 @@ func (m NftBid) CalcCompoundInterest(lendCoin sdk.Coin, startTime time.Time, end
 	return sdk.NewCoin(lendCoin.Denom, result.RoundInt())
 }
 
-type RepayResult struct {
-	RepaidAmount          sdk.Coin
-	RepaidInterestAmount  sdk.Coin
-	RemainingBorrowAmount sdk.Coin
-	LastRepaidAt          time.Time
-}
-
-func (m NftBid) RepaidResult(repayAmount sdk.Coin, payTime time.Time) RepayResult {
-	interest := m.CalcCompoundInterest(m.Borrow.Amount, m.Borrow.LastRepaidAt, payTime)
+func (m NftBid) RepayInfo(repayAmount sdk.Coin, repaymentTime time.Time) RepayInfo {
+	interest := m.CalcCompoundInterest(m.Borrow.Amount, m.Borrow.LastRepaidAt, repaymentTime)
 	total := m.Borrow.Amount.Add(interest)
 
 	if repayAmount.IsGTE(total) {
 		remainingAmount := sdk.NewCoin(m.Borrow.Amount.Denom, sdk.ZeroInt())
-		return RepayResult{
-			RepaidAmount:          total,
-			RepaidInterestAmount:  interest,
-			RemainingBorrowAmount: remainingAmount,
-			LastRepaidAt:          payTime,
+		return RepayInfo{
+			RepaidAmount:         total,
+			RepaidInterestAmount: interest,
+			RemainingAmount:      remainingAmount,
+			LastRepaidAt:         repaymentTime,
 		}
 	} else {
 		remainingAmount := total.Sub(repayAmount)
-		return RepayResult{
-			RepaidAmount:          repayAmount,
-			RepaidInterestAmount:  interest,
-			RemainingBorrowAmount: remainingAmount,
-			LastRepaidAt:          payTime,
+		return RepayInfo{
+			RepaidAmount:         repayAmount,
+			RepaidInterestAmount: interest,
+			RemainingAmount:      remainingAmount,
+			LastRepaidAt:         repaymentTime,
 		}
 	}
 }
 
-func (m NftBid) FullRepaidResult(payTime time.Time) RepayResult {
-	interest := m.CalcCompoundInterest(m.Borrow.Amount, m.Borrow.LastRepaidAt, payTime)
+func (m NftBid) RepayInfoInFull(repaymentTime time.Time) RepayInfo {
+	m.RepayInfo(m.Borrow.Amount, repaymentTime)
+	interest := m.CalcCompoundInterest(m.Borrow.Amount, m.Borrow.LastRepaidAt, repaymentTime)
 	total := m.Borrow.Amount.Add(interest)
 
 	remainingAmount := sdk.NewCoin(m.Borrow.Amount.Denom, sdk.ZeroInt())
-	return RepayResult{
-		RepaidAmount:          total,
-		RepaidInterestAmount:  interest,
-		RemainingBorrowAmount: remainingAmount,
-		LastRepaidAt:          payTime,
+	return RepayInfo{
+		RepaidAmount:         total,
+		RepaidInterestAmount: interest,
+		RemainingAmount:      remainingAmount,
+		LastRepaidAt:         repaymentTime,
 	}
 }
 
-func (m NftBid) FullPaidAmount() sdk.Coin {
+func (m NftBid) BidderPaidAmount() sdk.Coin {
 	return m.PaidAmount.Add(m.Deposit)
 }
 
-func (m NftBid) IsPaidPrice() bool {
-	fullPaidAmount := m.FullPaidAmount()
+func (m NftBid) IsPaidSalePrice() bool {
+	fullPaidAmount := m.BidderPaidAmount()
 	return fullPaidAmount.Equal(m.Price)
 }
 
 func (m NftBid) CanCancel() bool {
-	return !m.IsBorrowing()
+	return !m.IsBorrowed()
 }
 
 func (m NftBid) CanReBid() bool {
-	return !m.IsBorrowing()
+	return !m.IsBorrowed()
 }
 
 func (m NftBid) IsNil() bool {
@@ -215,7 +209,7 @@ func (m NftBids) RemoveBids(excludeBids NftBids) NftBids {
 	return newArr
 }
 
-func (m NftBids) TotalBorrowAmount() sdk.Coin {
+func (m NftBids) TotalBorrowedAmount() sdk.Coin {
 	if len(m) == 0 {
 		return sdk.Coin{}
 	}
diff --git a/x/nftbackedloan/types/bid_test.go b/x/nftbackedloan/types/bid_test.go
index d8195b1fc..2dec38208 100644
--- a/x/nftbackedloan/types/bid_test.go
+++ b/x/nftbackedloan/types/bid_test.go
@@ -10,7 +10,7 @@ import (
 	"github.com/UnUniFi/chain/x/nftbackedloan/types"
 )
 
-func TestIsBorrowing(t *testing.T) {
+func TestIsBorrowed(t *testing.T) {
 	testCases := []struct {
 		name      string
 		bid       types.NftBid
@@ -54,7 +54,7 @@ func TestIsBorrowing(t *testing.T) {
 	for _, tc := range testCases {
 		tc := tc
 		t.Run(tc.name, func(t *testing.T) {
-			result := tc.bid.IsBorrowing()
+			result := tc.bid.IsBorrowed()
 			require.Equal(t, tc.expResult, result)
 		})
 	}
@@ -126,15 +126,15 @@ func TestCalcCompoundInterest(t *testing.T) {
 	}
 }
 
-func TestRepaidResult(t *testing.T) {
+func TestRepayInfo(t *testing.T) {
 	now := time.Now()
 	nextYear := time.Now().Add(time.Hour * 24 * 365)
 	testCases := []struct {
-		name        string
-		bid         types.NftBid
-		repayAmount sdk.Coin
-		payTime     time.Time
-		expResult   types.RepayResult
+		name          string
+		bid           types.NftBid
+		repayAmount   sdk.Coin
+		repaymentTime time.Time
+		expResult     types.RepayInfo
 	}{
 		{
 			"Repay partial",
@@ -154,12 +154,12 @@ func TestRepaidResult(t *testing.T) {
 			},
 			sdk.NewCoin("uguu", sdk.NewInt(200000)),
 			nextYear,
-			types.RepayResult{
+			types.RepayInfo{
 				RepaidAmount:         sdk.NewCoin("uguu", sdk.NewInt(200000)),
 				RepaidInterestAmount: sdk.NewCoin("uguu", sdk.NewInt(105171)),
 				// 1105171 - 200000 = 905171
-				RemainingBorrowAmount: sdk.NewCoin("uguu", sdk.NewInt(905171)),
-				LastRepaidAt:          nextYear,
+				RemainingAmount: sdk.NewCoin("uguu", sdk.NewInt(905171)),
+				LastRepaidAt:    nextYear,
 			},
 		},
 		{
@@ -180,24 +180,24 @@ func TestRepaidResult(t *testing.T) {
 			},
 			sdk.NewCoin("uguu", sdk.NewInt(1200000)),
 			nextYear,
-			types.RepayResult{
-				RepaidAmount:          sdk.NewCoin("uguu", sdk.NewInt(1105171)),
-				RepaidInterestAmount:  sdk.NewCoin("uguu", sdk.NewInt(105171)),
-				RemainingBorrowAmount: sdk.NewCoin("uguu", sdk.NewInt(0)),
-				LastRepaidAt:          nextYear,
+			types.RepayInfo{
+				RepaidAmount:         sdk.NewCoin("uguu", sdk.NewInt(1105171)),
+				RepaidInterestAmount: sdk.NewCoin("uguu", sdk.NewInt(105171)),
+				RemainingAmount:      sdk.NewCoin("uguu", sdk.NewInt(0)),
+				LastRepaidAt:         nextYear,
 			},
 		},
 	}
 	for _, tc := range testCases {
 		tc := tc
 		t.Run(tc.name, func(t *testing.T) {
-			result := tc.bid.RepaidResult(tc.repayAmount, tc.payTime)
+			result := tc.bid.RepayInfo(tc.repayAmount, tc.repaymentTime)
 			require.Equal(t, tc.expResult, result)
 		})
 	}
 }
 
-func TestIsPaidPrice(t *testing.T) {
+func TestIsPaidSalePrice(t *testing.T) {
 	testCases := []struct {
 		name      string
 		bid       types.NftBid
@@ -239,13 +239,13 @@ func TestIsPaidPrice(t *testing.T) {
 	for _, tc := range testCases {
 		tc := tc
 		t.Run(tc.name, func(t *testing.T) {
-			result := tc.bid.IsPaidPrice()
+			result := tc.bid.IsPaidSalePrice()
 			require.Equal(t, tc.expResult, result)
 		})
 	}
 }
 
-func TestTotalBorrowAmount(t *testing.T) {
+func TestTotalBorrowedAmount(t *testing.T) {
 	testCases := []struct {
 		name      string
 		bids      types.NftBids
@@ -271,7 +271,7 @@ func TestTotalBorrowAmount(t *testing.T) {
 	for _, tc := range testCases {
 		tc := tc
 		t.Run(tc.name, func(t *testing.T) {
-			result := tc.bids.TotalBorrowAmount()
+			result := tc.bids.TotalBorrowedAmount()
 			require.Equal(t, tc.expResult, result)
 		})
 	}
diff --git a/x/nftbackedloan/types/loan.go b/x/nftbackedloan/types/loan.go
index e26efc6f4..e36c7e331 100644
--- a/x/nftbackedloan/types/loan.go
+++ b/x/nftbackedloan/types/loan.go
@@ -73,7 +73,7 @@ func LiquidationBid(bidsSortedByDeposit []NftBid, listing NftListing, time time.
 				continue
 			}
 			// if liquidation is available, the bid is win or collect
-			if bid.IsPaidPrice() {
+			if bid.IsPaidSalePrice() {
 				winnerBid = bid
 			} else {
 				forfeitedDeposit = forfeitedDeposit.Add(bid.Deposit)
@@ -108,7 +108,7 @@ func ForfeitedBidsAndRefundBids(bidsSortedByDeposit []NftBid, winnerBid NftBid)
 			refundBids = append(refundBids, bid)
 			continue
 		}
-		if bid.IsPaidPrice() {
+		if bid.IsPaidSalePrice() {
 			refundBids = append(refundBids, bid)
 		} else {
 			forfeitedBids = append(forfeitedBids, bid)
@@ -176,7 +176,7 @@ func ExistRepayAmountAtLiquidation(bids []NftBid, listing NftListing, liquidatio
 	}
 	existRepayAmount := types.NewCoin(listing.BidDenom, sdk.NewInt(0))
 	for _, nftBid := range bids {
-		if nftBid.IsPaidPrice() {
+		if nftBid.IsPaidSalePrice() {
 			existInterest := nftBid.CalcCompoundInterest(nftBid.Borrow.Amount, nftBid.Borrow.LastRepaidAt, liquidationTime)
 			existRepayAmount = existRepayAmount.Add(nftBid.Borrow.Amount).Add(existInterest)
 		}
diff --git a/x/nftbackedloan/types/nftbackedloan.pb.go b/x/nftbackedloan/types/nftbackedloan.pb.go
index a247585e8..897771452 100644
--- a/x/nftbackedloan/types/nftbackedloan.pb.go
+++ b/x/nftbackedloan/types/nftbackedloan.pb.go
@@ -667,6 +667,74 @@ func (m *Liquidations) GetNextLiquidation() []Liquidation {
 	return nil
 }
 
+type RepayInfo struct {
+	RepaidAmount         types.Coin `protobuf:"bytes,1,opt,name=repaid_amount,json=repaidAmount,proto3" json:"repaid_amount"`
+	RepaidInterestAmount types.Coin `protobuf:"bytes,2,opt,name=repaid_interest_amount,json=repaidInterestAmount,proto3" json:"repaid_interest_amount"`
+	RemainingAmount      types.Coin `protobuf:"bytes,3,opt,name=remaining_amount,json=remainingAmount,proto3" json:"remaining_amount"`
+	LastRepaidAt         time.Time  `protobuf:"bytes,4,opt,name=last_repaid_at,json=lastRepaidAt,proto3,stdtime" json:"last_repaid_at"`
+}
+
+func (m *RepayInfo) Reset()         { *m = RepayInfo{} }
+func (m *RepayInfo) String() string { return proto.CompactTextString(m) }
+func (*RepayInfo) ProtoMessage()    {}
+func (*RepayInfo) Descriptor() ([]byte, []int) {
+	return fileDescriptor_9e729891a263bcae, []int{9}
+}
+func (m *RepayInfo) XXX_Unmarshal(b []byte) error {
+	return m.Unmarshal(b)
+}
+func (m *RepayInfo) XXX_Marshal(b []byte, deterministic bool) ([]byte, error) {
+	if deterministic {
+		return xxx_messageInfo_RepayInfo.Marshal(b, m, deterministic)
+	} else {
+		b = b[:cap(b)]
+		n, err := m.MarshalToSizedBuffer(b)
+		if err != nil {
+			return nil, err
+		}
+		return b[:n], nil
+	}
+}
+func (m *RepayInfo) XXX_Merge(src proto.Message) {
+	xxx_messageInfo_RepayInfo.Merge(m, src)
+}
+func (m *RepayInfo) XXX_Size() int {
+	return m.Size()
+}
+func (m *RepayInfo) XXX_DiscardUnknown() {
+	xxx_messageInfo_RepayInfo.DiscardUnknown(m)
+}
+
+var xxx_messageInfo_RepayInfo proto.InternalMessageInfo
+
+func (m *RepayInfo) GetRepaidAmount() types.Coin {
+	if m != nil {
+		return m.RepaidAmount
+	}
+	return types.Coin{}
+}
+
+func (m *RepayInfo) GetRepaidInterestAmount() types.Coin {
+	if m != nil {
+		return m.RepaidInterestAmount
+	}
+	return types.Coin{}
+}
+
+func (m *RepayInfo) GetRemainingAmount() types.Coin {
+	if m != nil {
+		return m.RemainingAmount
+	}
+	return types.Coin{}
+}
+
+func (m *RepayInfo) GetLastRepaidAt() time.Time {
+	if m != nil {
+		return m.LastRepaidAt
+	}
+	return time.Time{}
+}
+
 func init() {
 	proto.RegisterEnum("ununifi.nftbackedloan.ListingState", ListingState_name, ListingState_value)
 	proto.RegisterType((*NftIdentifier)(nil), "ununifi.nftbackedloan.NftIdentifier")
@@ -678,6 +746,7 @@ func init() {
 	proto.RegisterType((*NftBid)(nil), "ununifi.nftbackedloan.NftBid")
 	proto.RegisterType((*Liquidation)(nil), "ununifi.nftbackedloan.Liquidation")
 	proto.RegisterType((*Liquidations)(nil), "ununifi.nftbackedloan.Liquidations")
+	proto.RegisterType((*RepayInfo)(nil), "ununifi.nftbackedloan.RepayInfo")
 }
 
 func init() {
@@ -685,79 +754,83 @@ func init() {
 }
 
 var fileDescriptor_9e729891a263bcae = []byte{
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+	0xd0, 0x83, 0xf3, 0x86, 0x65, 0x3c, 0xcf, 0x86, 0x6e, 0xc6, 0x5d, 0x5e, 0xd3, 0x70, 0xcf, 0xa0,
+	0x1b, 0xb9, 0x39, 0xd9, 0x09, 0x89, 0x31, 0x65, 0xd2, 0x38, 0x0d, 0xe1, 0x8c, 0x3b, 0xbe, 0x3a,
+	0x06, 0x36, 0x4e, 0x32, 0xba, 0x85, 0xd3, 0x1a, 0xdd, 0x47, 0x23, 0xf9, 0xce, 0x0f, 0xbf, 0x55,
+	0x50, 0x05, 0xca, 0xbd, 0xf6, 0x57, 0xed, 0xbb, 0x0f, 0xda, 0xf6, 0x9c, 0x3c, 0xec, 0x79, 0xdd,
+	0xfb, 0x5e, 0xfb, 0x96, 0x6d, 0xc9, 0x43, 0xd3, 0x6b, 0xb5, 0xe4, 0xa1, 0x80, 0xd6, 0xc0, 0xee,
+	0xee, 0xee, 0xed, 0x79, 0xed, 0x5b, 0x7e, 0x6b, 0x77, 0xc7, 0xeb, 0x7a, 0x77, 0xdb, 0xf6, 0x3c,
+	0x5a, 0x85, 0xca, 0x9e, 0xf7, 0x75, 0xcf, 0x6b, 0x35, 0xee, 0xcb, 0x07, 0x0b, 0x08, 0xc1, 0x4a,
+	0xb7, 0xb7, 0xb3, 0xb3, 0xdb, 0xed, 0xde, 0xec, 0xed, 0xf9, 0x4d, 0xaf, 0x65, 0x17, 0x9b, 0xb7,
+	0x9f, 0xbf, 0xaa, 0x59, 0x2f, 0x5e, 0xd5, 0xac, 0xbf, 0x5f, 0xd5, 0xac, 0x67, 0xaf, 0x6b, 0x73,
+	0x2f, 0x5e, 0xd7, 0xe6, 0xfe, 0x78, 0x5d, 0x9b, 0xfb, 0xce, 0x9d, 0x30, 0x89, 0x1e, 0xeb, 0x31,
+	0x7a, 0x93, 0xd6, 0x83, 0x7d, 0x4c, 0x59, 0xfd, 0xe9, 0xb1, 0xcf, 0x7a, 0x65, 0x18, 0xfd, 0x92,
+	0xea, 0xf3, 0x93, 0x7f, 0x03, 0x00, 0x00, 0xff, 0xff, 0xee, 0x71, 0x47, 0xc2, 0xfc, 0x0b, 0x00,
 	0x00,
 }
 
@@ -1285,6 +1358,67 @@ func (m *Liquidations) MarshalToSizedBuffer(dAtA []byte) (int, error) {
 	return len(dAtA) - i, nil
 }
 
+func (m *RepayInfo) Marshal() (dAtA []byte, err error) {
+	size := m.Size()
+	dAtA = make([]byte, size)
+	n, err := m.MarshalToSizedBuffer(dAtA[:size])
+	if err != nil {
+		return nil, err
+	}
+	return dAtA[:n], nil
+}
+
+func (m *RepayInfo) MarshalTo(dAtA []byte) (int, error) {
+	size := m.Size()
+	return m.MarshalToSizedBuffer(dAtA[:size])
+}
+
+func (m *RepayInfo) MarshalToSizedBuffer(dAtA []byte) (int, error) {
+	i := len(dAtA)
+	_ = i
+	var l int
+	_ = l
+	n21, err21 := github_com_cosmos_gogoproto_types.StdTimeMarshalTo(m.LastRepaidAt, dAtA[i-github_com_cosmos_gogoproto_types.SizeOfStdTime(m.LastRepaidAt):])
+	if err21 != nil {
+		return 0, err21
+	}
+	i -= n21
+	i = encodeVarintNftbackedloan(dAtA, i, uint64(n21))
+	i--
+	dAtA[i] = 0x22
+	{
+		size, err := m.RemainingAmount.MarshalToSizedBuffer(dAtA[:i])
+		if err != nil {
+			return 0, err
+		}
+		i -= size
+		i = encodeVarintNftbackedloan(dAtA, i, uint64(size))
+	}
+	i--
+	dAtA[i] = 0x1a
+	{
+		size, err := m.RepaidInterestAmount.MarshalToSizedBuffer(dAtA[:i])
+		if err != nil {
+			return 0, err
+		}
+		i -= size
+		i = encodeVarintNftbackedloan(dAtA, i, uint64(size))
+	}
+	i--
+	dAtA[i] = 0x12
+	{
+		size, err := m.RepaidAmount.MarshalToSizedBuffer(dAtA[:i])
+		if err != nil {
+			return 0, err
+		}
+		i -= size
+		i = encodeVarintNftbackedloan(dAtA, i, uint64(size))
+	}
+	i--
+	dAtA[i] = 0xa
+	return len(dAtA) - i, nil
+}
+
 func encodeVarintNftbackedloan(dAtA []byte, offset int, v uint64) int {
 	offset -= sovNftbackedloan(v)
 	base := offset
@@ -1482,6 +1616,23 @@ func (m *Liquidations) Size() (n int) {
 	return n
 }
 
+func (m *RepayInfo) Size() (n int) {
+	if m == nil {
+		return 0
+	}
+	var l int
+	_ = l
+	l = m.RepaidAmount.Size()
+	n += 1 + l + sovNftbackedloan(uint64(l))
+	l = m.RepaidInterestAmount.Size()
+	n += 1 + l + sovNftbackedloan(uint64(l))
+	l = m.RemainingAmount.Size()
+	n += 1 + l + sovNftbackedloan(uint64(l))
+	l = github_com_cosmos_gogoproto_types.SizeOfStdTime(m.LastRepaidAt)
+	n += 1 + l + sovNftbackedloan(uint64(l))
+	return n
+}
+
 func sovNftbackedloan(x uint64) (n int) {
 	return (math_bits.Len64(x|1) + 6) / 7
 }
@@ -3085,6 +3236,188 @@ func (m *Liquidations) Unmarshal(dAtA []byte) error {
 	}
 	return nil
 }
+func (m *RepayInfo) Unmarshal(dAtA []byte) error {
+	l := len(dAtA)
+	iNdEx := 0
+	for iNdEx < l {
+		preIndex := iNdEx
+		var wire uint64
+		for shift := uint(0); ; shift += 7 {
+			if shift >= 64 {
+				return ErrIntOverflowNftbackedloan
+			}
+			if iNdEx >= l {
+				return io.ErrUnexpectedEOF
+			}
+			b := dAtA[iNdEx]
+			iNdEx++
+			wire |= uint64(b&0x7F) << shift
+			if b < 0x80 {
+				break
+			}
+		}
+		fieldNum := int32(wire >> 3)
+		wireType := int(wire & 0x7)
+		if wireType == 4 {
+			return fmt.Errorf("proto: RepayInfo: wiretype end group for non-group")
+		}
+		if fieldNum <= 0 {
+			return fmt.Errorf("proto: RepayInfo: illegal tag %d (wire type %d)", fieldNum, wire)
+		}
+		switch fieldNum {
+		case 1:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field RepaidAmount", wireType)
+			}
+			var msglen int
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowNftbackedloan
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				msglen |= int(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			if msglen < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			postIndex := iNdEx + msglen
+			if postIndex < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			if err := m.RepaidAmount.Unmarshal(dAtA[iNdEx:postIndex]); err != nil {
+				return err
+			}
+			iNdEx = postIndex
+		case 2:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field RepaidInterestAmount", wireType)
+			}
+			var msglen int
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowNftbackedloan
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				msglen |= int(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			if msglen < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			postIndex := iNdEx + msglen
+			if postIndex < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			if err := m.RepaidInterestAmount.Unmarshal(dAtA[iNdEx:postIndex]); err != nil {
+				return err
+			}
+			iNdEx = postIndex
+		case 3:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field RemainingAmount", wireType)
+			}
+			var msglen int
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowNftbackedloan
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				msglen |= int(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			if msglen < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			postIndex := iNdEx + msglen
+			if postIndex < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			if err := m.RemainingAmount.Unmarshal(dAtA[iNdEx:postIndex]); err != nil {
+				return err
+			}
+			iNdEx = postIndex
+		case 4:
+			if wireType != 2 {
+				return fmt.Errorf("proto: wrong wireType = %d for field LastRepaidAt", wireType)
+			}
+			var msglen int
+			for shift := uint(0); ; shift += 7 {
+				if shift >= 64 {
+					return ErrIntOverflowNftbackedloan
+				}
+				if iNdEx >= l {
+					return io.ErrUnexpectedEOF
+				}
+				b := dAtA[iNdEx]
+				iNdEx++
+				msglen |= int(b&0x7F) << shift
+				if b < 0x80 {
+					break
+				}
+			}
+			if msglen < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			postIndex := iNdEx + msglen
+			if postIndex < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			if postIndex > l {
+				return io.ErrUnexpectedEOF
+			}
+			if err := github_com_cosmos_gogoproto_types.StdTimeUnmarshal(&m.LastRepaidAt, dAtA[iNdEx:postIndex]); err != nil {
+				return err
+			}
+			iNdEx = postIndex
+		default:
+			iNdEx = preIndex
+			skippy, err := skipNftbackedloan(dAtA[iNdEx:])
+			if err != nil {
+				return err
+			}
+			if (skippy < 0) || (iNdEx+skippy) < 0 {
+				return ErrInvalidLengthNftbackedloan
+			}
+			if (iNdEx + skippy) > l {
+				return io.ErrUnexpectedEOF
+			}
+			iNdEx += skippy
+		}
+	}
+
+	if iNdEx > l {
+		return io.ErrUnexpectedEOF
+	}
+	return nil
+}
 func skipNftbackedloan(dAtA []byte) (n int, err error) {
 	l := len(dAtA)
 	iNdEx := 0